Floyd County property record for 261 McGrady Rd NE, Rome, GA 30165
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,898 sqft · built 1971 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2021) |
| Tax Bill | $3,230 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J10W--023 |
| Primary APN | J10W--023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,898 sqft Heated Area |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 125 ft deep x 130 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 80 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 35554 |
|---|---|
| Street Address | 261 MCGRADY RD NE |
| City | ROME |
| State | GA |
| Zip | 30165-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-R |
| Legal Description | LT65 ENNIS MCGRADY SUB PB2-144 |
| Legal Subdivision | ENNIS MCGRADY SUB |
| Legal Lot Number | 65 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ARMUCHEE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 204 |
261 McGrady Rd NE is owned and occupied by an individual who bought it in November 2021.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · USDA Mortgage UNITED STATES FEDERAL CREDIT UNION |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Nov 23, 2021 | Warranty Deed, Transfer |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Aug 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Prior Sale | Apr 16, 2019 · Amount on File |
| Deed Document Number | 20215300 |
| Deed Book / Page | 2727 / 35 |
| Transfer Doc | 0022870585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0028550000001120 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 0000002855/0000001120 |
| Name | UNITED STATES FEDERAL CREDIT UNION |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0027270000000038 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 0000002727/0000000038 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Nov 23, 2021 |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0027270035 |
| Book / Page | 2727 / 35 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-005300 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0026081237 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 261 MCGRADY RD NE ROME GA 301654437, ROME, GA 30165-4437 |
| Document Number | 0026081237 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 002608/001237 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Aug 8, 2019 |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0025920673 |
| Book / Page | 002592 / 000673 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 MCGRADY RD NE ROME GA 301654437, ROME, GA 30165-4437 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Apr 17, 2019 |
| Property Address | 261 MCGRADY RD NE, ROME, GA 30165-4437 |
| Document Number | 0025780987 |
| Book / Page | 002578 / 000987 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $87.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 261 MCGRADY RD NE ROME GA 301654437, ROME, GA 30165-4437 |
The 2026 property tax bill for 261 McGrady Rd NE was $3,230, up 7.9% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,230.00 (+7.92%) | ||
| 2025 | $2,993.00 (+4.21%) | $104,535 (+4.12%) Land $9,043 Building $95,492 | $261,337 (+4.12%) Land $22,608 Building $238,729 |
| 2024 | $2,872.00 (+3.64%) | $100,399 (+3.84%) Land $8,221 Building $92,178 | $250,997 (+3.84%) Land $20,553 Building $230,444 |
| 2023 | $2,771.00 (+23.6%) | $96,684 (+27.94%) Land $7,254 Building $89,430 | $241,709 (+27.94%) Land $18,135 Building $223,574 |
| 2022 | $2,242.00 | $75,568 Land $5,803 Building $69,765 | $188,920 Land $14,508 Building $174,412 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 261 McGrady Rd NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 McGrady Rd NE is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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