261 Lucia Way, Oceanside, CA 92057 Property Records

San Diego County property record for 261 Lucia Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 2000
Lot Size	0.83 acres (3,629 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2011)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-641-02-00`

Property Details

APN / Parcel Number

Primary APN	`158-641-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,718 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,629 sqft (0.83 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	261 LUCIA WAY
City	OCEANSIDE
State	CA
Zip	92057-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-9
Legal Description	LOT 88 TR 013375
Legal Subdivision	MISSION POINT
Legal Tract	013375
Legal Block	3
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18523

Owner

261 Lucia Way is owned and occupied by two individuals who bought it in November 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2011 · Amount on File
Deed Sale	Nov 29, 2011 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	2011636085
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000414485
Date	Jun 3, 2021
Instrument	2021-0414485

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000403224
Date	May 28, 2021
Instrument	2021-0403224

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	261 LUCIA WAY, OCEANSIDE, CA 92057-7364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000474464
Date	Aug 21, 2020
Instrument	2020-0474464

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 261 Lucia Way was $4,402.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,023 (+2%) Land $217,794 Building $179,229
2025	$4,402.00	$389,239 Land $213,524 Building $175,715
2023	$4,185.00 (+1.55%)	$374,127 Land $205,234 Building $168,893
2022	$4,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 261 Lucia Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Lucia Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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