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261 Laurel Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 261 Laurel Cove Rd, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 840 sqft · built 1979
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jul 2025)
Tax Bill$479 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459102667926000

Property Details

APN / Parcel Number

Primary APN459102667926000
Alternative APN
  • 44654

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area840 sqft Heated Area
Gross Area1,096 sqft
1st Floor Area600 sqft
FlooringCombination, Other
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Architectural StyleA-Frame
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions245 ft deep x 213 ft wide
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number44654
Street Address261 LAUREL COVE RD
CityMURPHY
StateNC
Zip28906-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 LAUREL COVE 1370/925
Legal SubdivisionLAUREL COVE
Legal Lot Number3
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1015
Census Tract930502

Owner

Source: Cherokee County records · APN 459102667926000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1514 E PARK CIR, TAMPA, FL 33610-1242
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Prior SaleNov 04, 2016 · Amount on Record
Deed Document Number20253246
Deed Book / Page1781 / 1132
Prior Transfer DateOct 13, 2009
Prior Transfer Doc1370/0925
Record UpdatedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 11, 2025
Property Address261 LAUREL COVE RD, MURPHY, NC 28906-7935
Document Number01781/1132
Book / Page1781 / 1132
Instrument DateMay 28, 2025
Instrument3246
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address433A WAIOHINE GORGE ROAD, WELLINGTON, 57910

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 E PARK CIR, TAMPA, FL 33604-4337

Mortgage

Document Number0017811138
DateJul 11, 2025
Instrument1781/1138
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$479.00$61,330 (-)$61,330 (-) Land $14,000 Building $47,330
2023$61,330$61,330 Land $14,000 Building $47,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 30 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wilkes Telephone Membership
Fixed Wireless		25 / 3

May also be available: CND Acquisition, Frontier, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Laurel Cove Rd

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