Harnett County property record for 261 Independence Way, Cameron, NC 28326
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,500 (Oct 2019) |
| Tax Bill | $1,084 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500033814 |
| Primary APN | 1500033814 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,116 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500033814 |
|---|---|
| Street Address | 261 INDEPENDENCE WAY |
| City | CAMERON |
| State | NC |
| Zip | 28326-9482 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#A28 HERITAGE VILL PH#ABLK#A F/245-C |
| Legal Subdivision | HERITAGE VILLAGE |
| Legal Block | A |
| Legal Lot Number | A28 |
| Legal Unit | A28 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 71402 |
261 Independence Way, a mobile home, is owned and occupied by two individuals who bought it in October 2019.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 INDEPENDENCE WAY, CAMERON, NC 28326-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL |
| Oct 9, 2019 | Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on File |
| Deed Sale | Oct 10, 2019 · Amount on File |
| Prior Sale | Apr 1, 1994 · Amount on File |
| Deed Document Number | 201914921 |
| Deed Book / Page | 3745 / 325 |
| Prior Transfer Date | Sep 23, 2019 |
| Prior Transfer Doc | 0000014921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 14, 2026 |
| Property Address | 261 INDEPENDENCE WAY, CAMERON, NC 28326-9482 |
| Document Number | 0000009695 |
| Book / Page | 4342 / 2197 |
| Instrument Date | May 9, 2026 |
| Instrument | 20269695 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000009695, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 4342/2197 |
| Instrument | 20269695 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 261 INDEPENDENCE WAY, CAMERON, NC 28326-9482 |
| Document Number | 0000014922 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 261 INDEPENDENCE WAY CAMERON NC 283269482, CAMERON, NC 28326-9482 |
| Document Number | 0000014922 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 003745/000329 |
| Instrument | 14922 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
The 2026 property tax bill for 261 Independence Way was $1,084, up 87.9% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084.00 (+87.87%) | $133,297 (+92.25%) | $133,297 (+92.25%) Land $17,010 Building $116,287 |
| 2025 | $577.00 | $69,337 | $69,337 Land $7,400 Building $61,937 |
| 2023 | $577.00 | $69,337 | $69,337 Land $7,400 Building $61,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Independence Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 261 Independence Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures