261 Holder Rd, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 261 Holder Rd, Panama, NY 14767

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 1860
Lot Size	0.495 acres (21,573 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Mar 2018)
Tax Bill	$1,315 (2026)
Deeds & Mortgages	Mar 2018 Sale Jan 2018 Foreclosure
APN	`064889 450.02-1-14`

Property Details

APN / Parcel Number

Primary APN	`064889 450.02-1-14`
Alternative APNs	`48894500020001014000` `48200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	1,110 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	21,573 sqft (0.495 acres)
Lot Dimensions	153 ft deep x 141 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48200
Street Address	261 HOLDER RD
City	PANAMA
State	NY
Zip	14767-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 064889 18-7-7
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2021
Census Tract	36802

Owner

261 Holder Rd is owned and occupied by an individual who bought it in March 2018.

Source: Chautauqua County and Harmony Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	261 HOLDER RD, PANAMA, NY 14767-9759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed, Transfer
Jan 23, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Jan 23, 2018 · Amount on File
Deed Document Number	20182245
Record Updated	Oct 29, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 23, 2018
Property Address	261 HOLDER RD, PANAMA, NY 14767-9759
Document Number	DE2018002245
Instrument Date	Mar 19, 2018
Instrument	DE2018002245
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11145 NASH HILL RD, CORRY, PA 16407-7331

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jan 23, 2018
Property Address	261 HOLDER RD, PANAMA, NY 14767-9759
Document Number	DE2018001300
Instrument Date	Nov 24, 2017
Instrument	DE2018001300
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 WISCONSIN AVE NW, WASHINGTON, DC 20016-2806

Tax Assessment & Valuation

The 2026 property tax bill for 261 Holder Rd was $1,315, up 2.6% from the year before.

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,315.00 (+2.57%)
2025	$1,282.00	$40,000 Land $5,900 Building $34,100	$66,700 Land $9,838 Building $56,862
2023		$40,000 (-) Land $5,900 Building $34,100	$55,900 (+22.42%) Land $8,245 Building $47,655
2022		$40,000 Land $5,900 Building $34,100	$45,662 Land $6,735 Building $38,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 261 Holder Rd; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Holder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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