Beaufort County property record for 261 Harding Ln, Chocowinity, NC 27817
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1992 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2026) |
| Tax Bill | $728 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5662-59-7070 |
| Primary APN | 5662-59-7070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 261 HARDING LN |
|---|---|
| City | CHOCOWINITY |
| State | NC |
| Zip | 27817-9293 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1 LT (.44 AC) EUGENE N HICKMAN ET UX |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | CHOCOWINITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 931002 |
Source: Beaufort County assessment roll, APN 5662-59-7070, as of September 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
| Jan 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
| Mar 04, 2005 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jan 21, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Document Number | 002230/134 |
| Book / Page | 2230 / 134 |
| Map Reference | MB 1441 PG 391 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026001561 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 BAY CITY RD, AURORA, NC 27806-9547 |
| Name | Verified Name |
|---|---|
| Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Document Number | 2026001563 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026001563 |
| Name | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.45% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Jan 21, 2025 |
| Property Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Document Number | 002190/799 |
| Book / Page | 2190 / 799 |
| Map Reference | MB 1441 PG 391 |
| Instrument Date | Jan 21, 2025 |
| Instrument | 2025000174 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Investor | Possibly a Property Investor |
| Document Number | 2025000175 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025000175 |
| Name | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Mar 04, 2005 |
| Property Address | 261 HARDING LN, CHOCOWINITY, NC 27817-9293 |
| Document Number | 001441/390 |
| Book / Page | 1441 / 390 |
| Instrument Date | Mar 01, 2005 |
| Instrument | 01631 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.23 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | CHOCOWINITY, NC 27817 |
Source: Beaufort County assessment roll as of September 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $728.00 (+68.91%) | $99,667 (+184.54%) Land $10,384 Building $89,283 | $99,667 (+184.54%) Land $10,384 Building $89,283 |
| 2023 | $431.00 | $35,028 Land $9,900 Building $25,128 | |
| 2018 | $35,028 Land $9,900 Building $25,128 |
Source: FEMA National Flood Hazard Layer, Beaufort County (37013C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370139310022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 18 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System, water system NC0407040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEAUFORT CO SOUTHSIDE serves 9,369 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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