261 Harden Bridge Rd, Commerce, GA 30529 Property Records

Banks County property record for 261 Harden Bridge Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,624 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$552,000 (Sep 2025)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Apr 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B65 074`

Property Details

APN / Parcel Number

Primary APN	`B65 074`
Alternative APN	`10244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,624 sqft Heated Area
1st Floor Area	2,074 sqft
Basement Area	1,037 sqft
Finished Basement	1,037 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	572 sqft
Porch	Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	10244
Street Address	261 HARDEN BRIDGE RD
City	COMMERCE
State	GA
Zip	30529-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAD
Legal Description	PB 35/30
Legal Subdivision	TYLER & ANNA GAMBLE
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2031
Census Tract	970400

Owner

261 Harden Bridge Rd is owned by a company that bought it in September 2025.

Source: Banks County records, as of January 19, 2026

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	109 WESTPARK DR # 300DR, 300DR, BRENTWOOD, TN 37027-5063
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MADISON BANK & TRUST
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Sep 2, 2025	Limited Warranty Deed, Transfer
Apr 11, 2022	Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD MORTGAGE
Apr 7, 2022	Warranty Deed, Transfer
Apr 7, 2022	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	0000584248
Deed Book / Page	584 / 248
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000434/567
Date	Jan 31, 2017
Book Page	434/567

Lender

Name	FIRST MADISON BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 30, 2018

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000437/506
Date	Apr 24, 2017
Book Page	437/506

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319

Mortgage

Document Number	0000000485/0000000467
Date	Jul 27, 2020
Book Page	0000000485/0000000467

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 2, 2025
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Document Number	000584/248
Book / Page	584 / 248
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$5.52
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WESTPARK DR # 300DR, 300DR, BRENTWOOD, TN 37027-5063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319

Mortgage

Document Number	0000000526/0000000362
Date	Apr 11, 2022
Book Page	0000000526/0000000362

Lender

Name	NEIGHBORHOOD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 7, 2022
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Document Number	000526/359
Book / Page	526 / 359
Instrument Date	Apr 7, 2022
Instrument	2022-000327
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 7, 2022
Property Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319
Document Number	000526/359
Book / Page	526 / 359
Instrument Date	Apr 7, 2022
Instrument	2022-000327
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARDEN BRIDGE RD, COMMERCE, GA 30529-6319

Mortgage

Document Number	0000526362
Date	Apr 7, 2022
Instrument	526/362

Lender

Name	NEIGHBORHOOD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 261 Harden Bridge Rd was $4,043, up 15% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 (+14.99%)	$211,766 (+18.65%) Land $17,501 Building $194,265	$529,416 (+18.65%) Land $43,753 Building $485,663
2024	$3,516.00 (+8.15%)	$178,474 (+11.73%) Land $15,910 Building $162,564	$446,184 (+11.73%) Land $39,775 Building $406,409
2023	$3,251.00 (+21.31%)	$159,732 (+23.27%) Land $11,200 Building $148,532	$399,331 (+23.27%) Land $28,000 Building $371,331
2022	$2,680.00 Homeowner's exemption	$129,576 Land $11,200 Building $118,376	$323,941 Land $28,000 Building $295,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 Harden Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Harden Bridge Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: T-Mobile, Verizon.

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