261 Granite St, Joliet, IL 60435 Property Records

Will County property record for 261 Granite St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 748 sqft · built 1905
Lot Size	0.1 acres (4,450 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Oct 2000)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-418-031`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-418-031`
Alternative APN	`07044180310000`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	748 sqft
Gross Area	1,122 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,450 sqft (0.1 acres)
Lot Dimensions	88 ft deep x 44 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	261 GRANITE ST
City	JOLIET
State	IL
Zip	60435-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 43 FT OF THE W 156 FT OF THE S 44 FT OF LOT 25, IN AMBROSE DOTY'S SUB, OF PRT OF THE S 1/2 OF THE S 1/2 OF SEC 4, T35N
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	AMBROSE DOTYS
Legal Lot Number	25
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2012
Census Tract	881800

Owner

261 Granite St is owned and occupied by an individual who bought it in October 2000.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	261 GRANITE ST, JOLIET, IL 60435-6264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 15, 2020	Loan Modification, Mortgage MIDFIRST BK
Aug 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2000 · Amount on File
Deed Sale	Oct 2, 2000 · Amount on File
Deed Document Number	2000106334
Prior Transfer Date	Oct 11, 1999
Prior Transfer Doc	0000124468
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	261 GRANITE ST, JOLIET, IL 60435-6264
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059637
Date	May 28, 2021
Instrument	R2021059637

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	261 GRANITE ST, JOLIET, IL 60435-6264
Document Number	0000060425
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 GRANITE ST JOLIET IL 604356264, JOLIET, IL 60435-6264

Mortgage

Document Number	0000060425
Date	Jul 27, 2020
Instrument	60425

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	261 GRANITE ST, JOLIET, IL 60435-6264
Document Number	0000065358
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 GRANITE ST JOLIET IL 604356264, JOLIET, IL 60435-6264

Mortgage

Document Number	0000065358
Date	Aug 18, 2017
Instrument	65358

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 261 Granite St was $3,433.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00	$50,752 (+9.3%) Land $12,106 Building $38,646	$152,256 (+9.3%) Land $36,318 Building $115,938
2024		$46,434 Land $11,076 Building $35,358	$139,302 Land $33,228 Building $106,074
2022	$2,892.00 Homeowner's exemption	$37,319 Land $8,902 Building $28,417	$111,957 Land $26,706 Building $85,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Granite St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 261 Granite St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, Verizon.

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