261 Gilbert Lake Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 261 Gilbert Lake Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,587 sqft · built 2004
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,800 (Sep 2015)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07103218`

Property Details

APN / Parcel Number

Primary APN	`R07103218`
Alternative APNs	`07-3967-14-4-02-03-0000` `0000982996`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,358 sqft
Attic	Attic
Attic Area	229 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000982996
Street Address	261 GILBERT LAKE DR
City	KALISPELL
State	MT
Zip	59901-8388
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	MANY LAKES VACATION VILLAGE, S14, T28 N, R20 W, LOT 75, ACRES 1.07, ASSR #0000982996
Legal Range	20W
Legal Township	28N
Legal Section	14
Legal Subdivision	MANY LAKES VACATION VILLAGE
Legal Lot Number	75
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2016
Census Tract	1306

Owner

Source: Flathead County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 GILBERT LAKE DR, KALISPELL, MT 59901-8388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	201522972
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 15, 2026
Property Address	261 GILBERT LAKE DR, KALISPELL, MT 59901-8388
Document Number	0000014332
Instrument Date	Jul 10, 2026
Instrument	202614332
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 GILBERT LAKE DR, KALISPELL, MT 59901-8388

Mortgage

Document Number	0000014332,
Date	Jul 15, 2026
Instrument	202614332

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	261 GILBERT LAKE DR, KALISPELL, MT 59901-8388
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100038197
Date	Nov 1, 2021
Instrument	202100038197

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	261 GILBERT LAKE DR, KALISPELL, MT 59901-8388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009485
Date	May 12, 2017
Instrument	201700009485

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (-36.03%)	$663,400 (+3%)	$663,400 (+3%) Land $204,631 Building $458,769
2023	$3,333.00	$510,300	$510,300 Land $133,974 Building $376,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 53% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glacier Broadband Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

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