261 Gateway Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 261 Gateway Ct, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,448 sqft · built 2024
OwnerIndividual Name on File
Last Sale$600,000 (Jul 2026)
Tax Bill$7,988 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-321-39-26

Property Details

APN / Parcel Number

Primary APN487-321-39-26

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address261 GATEWAY CT
CityEL CAJON
StateCA
Zip92020-4367
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1
Legal DescriptionLOT 1 US 26 PER DOC24-0104327&UND INT IN PHASE 4 TR 016543
Legal SubdivisionCITY/EL CAJON 16543 UN 26
Legal Tract016543
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16000

Owner

261 Gateway Ct, a condominium, is owned and occupied by an individual who bought it in July 2026.

Source: San Diego County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address261 GATEWAY CT, EL CAJON, CA 92020-4367
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on File
Deed SaleJul 9, 2026 · Amount on File
Prior SaleOct 28, 2024 · Amount on File
Deed Document Number2026197211
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 9, 2026
Property Address261 GATEWAY CT, EL CAJON, CA 92020-4367
Document Number0000197211
Instrument DateJun 8, 2026
Instrument2026197211
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyLAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$66,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 GATEWAY CT, EL CAJON, CA 92020-4367

Mortgage

Document Number0000197212,
DateJul 9, 2026
Instrument2026197212
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000197213,
DateJul 9, 2026
Instrument2026197213
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 4, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 261 Gateway Ct was $7,988.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$699,224 (+2%) Land $383,520 Building $315,704
2025$7,988.00$685,514 Land $376,000 Building $309,514

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 261 Gateway Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 261 Gateway Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Gateway Ct

Nearby Streets

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