261 Exeter Ln, Sugar Grove, IL 60554 Property Records

Kane County property record for 261 Exeter Ln, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,668 sqft · built 2001
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Individual Names on File
Last Sale	$296,500 (Jun 2015)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-155-002`

Property Details

APN / Parcel Number

Primary APN	`14-15-155-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	4,335 sqft
Basement Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,403 sqft (0.193 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	261 EXETER LN
City	SUGAR GROVE
State	IL
Zip	60554-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 IN WINDSOR POINTE UNIT 1
Legal Subdivision	WINDSOR POINTE
Legal Block	3
Legal Lot Number	88
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3024
Census Tract	854504

Owner

261 Exeter Ln is owned and occupied by two individuals who bought it in June 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1700 W ALGONQUIN RD, LAKE IN THE HILLS, IL 60156-1371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2015 · Amount on File
Deed Sale	Jun 11, 2015 · Amount on File
Prior Sale	Sep 8, 2003 · Amount on File
Deed Document Number	201530059
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	261 EXETER LN, SUGAR GROVE, IL 60554-9458
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012175
Date	Apr 19, 2023
Instrument	2023K012175

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2053

Interest

Rate Type	Fixed Rate
Rate	8.49%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	261 EXETER LN, SUGAR GROVE, IL 60554-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052532
Date	Sep 14, 2020
Instrument	2020K052532

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 261 Exeter Ln was $10,960 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,960.00 Homeowner's exemption	$146,153 (+7.83%) Land $29,631 Building $116,522	$438,634 (+7.83%) Land $88,929 Building $349,706
2024		$135,540 Land $27,479 Building $108,061	$406,783 Land $82,470 Building $324,313
2022	$9,964.00 (+3.77%) Homeowner's exemption	$112,851 (+6.17%) Land $22,879 Building $89,972	$338,553 (+6.17%) Land $68,637 Building $269,916
2021	$9,602.00 Homeowner's exemption	$106,293 Land $21,773 Building $84,520	$318,879 Land $65,319 Building $253,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 Exeter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 261 Exeter Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Watch TV, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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