261 Ervin Ln, Covington, TN 38019 Property Records

Tipton County property record for 261 Ervin Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 912 sqft · built 1988
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Last Sale	$10,000 (Jun 2005)
Tax Bill	$363 (2022)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084018E A 00400`

Property Details

APN / Parcel Number

Primary APN	`084018E A 00400`
Alternative APN	`018E A 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	209 ft deep x 105 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 ERVIN LN
City	COVINGTON
State	TN
Zip	38019-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	ERVIN LN
Legal Lot Number	4
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	40601

Owner

Source: Tipton County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1592 N PISGAH RD, CORDOVA, TN 38016-5418
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2005 · Amount on File
Deed Sale	Jun 10, 2005 · Amount on File
Prior Sale	Feb 27, 2003 · Amount on File
Deed Book / Page	1211 / 914
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	261 ERVIN LN, COVINGTON, TN 38019-1504
Document Number	1834526
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1592 N PISGAH RD CORDOVA TN 380165418, CORDOVA, TN 38016-5418

Mortgage

Document Number	1834526
Date	Mar 6, 2020
Book Page	001834/000526
Instrument	231295

Lender

Name	BANKTENNESSEE
Type	Bank
Address	MUNFORD, TN 38058

Agreement

Term	180 Months
Due	Mar 5, 2035

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,700 (-) Land $4,250 Building $11,450
2023		$15,700 Land $4,250 Building $11,450
2022	$363.00
2020			$62,800 Land $17,000 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35