261 Elberta Dr, Vermilion, OH 44089 Property Records

Lorain County property record for 261 Elberta Dr, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 1997
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2024)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-00-001-106-010`

Property Details

APN / Parcel Number

Primary APN	`01-00-001-106-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	950 sqft
2nd Floor Area	926 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	261 ELBERTA DR
City	VERMILION
State	OH
Zip	44089-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBERTA BEACH 40 X 118
Legal Subdivision	ELBERTA BCH
Legal Block	106
Legal Lot Number	222
Jurisdiction	LORAIN OH
Township / Civil Division	BROWNHELM
Census Block Group	1
Census Block	1023
Census Tract	30101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 25, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 24, 2018	Warranty Deed, Transfer OLD REPUBLIC NATIONAL TITLE
Jun 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2024003239
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848894
Date	Nov 10, 2021
Instrument	2021-0848894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 25, 2024
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Document Number	0000017439
Map Reference	VOL 10 PG 13
Instrument Date	Jun 21, 2024
Instrument	2024-0017439
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	261 ELBERTA DR, VERMILION, OH 44089-2106

Mortgage

Document Number	0000017440
Date	Jun 25, 2024
Instrument	2024-0017440

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210848894
Date	Nov 10, 2021
Instrument	2021-0848894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Document Number	0000748420
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 ELBERTA DR VERMILION OH 440892106, VERMILION, OH 44089-2106

Mortgage

Document Number	0000748420
Date	Feb 7, 2020
Instrument	748420

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 24, 2018
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Document Number	0000685047
Map Reference	MB 10 PG 13
Instrument Date	Aug 22, 2018
Instrument	2018-0685047
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$617.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 ELBERTA DR, VERMILION, OH 44089-2106

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 26, 2018
Property Address	261 ELBERTA DR, VERMILION, OH 44089-2106
Document Number	0000677566
Instrument Date	Jun 20, 2018
Instrument	677566
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	261 ELBERTA DR VERMILION OH 440892106, VERMILION, OH 44089-2106

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Brownhelm Township
Municipality	Vermilion City
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,341.00	$69,080 (+1.97%) Land $6,930 Building $62,150	$197,380 (+1.97%) Land $19,800 Building $177,580
2024	$3,341.00 (+36.42%)	$67,746 (+43.9%) Land $6,930 Building $60,816	$193,560 (+43.9%) Land $19,800 Building $173,760
2023	$2,449.00 (+0.74%)	$47,079 (%) Land $6,311 Building $40,768	$134,510 (-) Land $18,030 Building $116,480
2022	$2,431.00	$47,080 Land $6,310 Building $40,770
2021			$134,510 Land $18,030 Building $116,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILION CITY serves 10,594 people · EPA ID OH2201511
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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