261 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 261 E Cambourne St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,180 sqft · built 1923
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$171,000 (Oct 2016)
Tax Bill$5,444 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-379-039

Property Details

APN / Parcel Number

Primary APN24-25-27-379-039

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area922 sqft
Basement Area922 sqft
Unfinished Basement922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address261 E CAMBOURNE ST
CityFERNDALE
StateMI
Zip48220-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HTS SUB LOT 64, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HTS SUB
Legal Lot Number64
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1013
Census Tract173100

Owner

261 E Cambourne St is owned and occupied by an individual who acquired it in February 2017.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address261 E CAMBOURNE ST, FERNDALE, MI 48220-1309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Feb 9, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF ANN ARBOR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2016 · Amount on File
Deed SaleOct 7, 2016 · Amount on File
Prior SaleSep 14, 2005 · Amount on File
Deed Document Number2016193318
Deed Book / Page49921 / 692
Last Transfer DateFeb 3, 2017
Transfer Doc0000025043
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address261 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Transaction TypeMortgage
Record UpdatedApr 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 E CAMBOURNE ST, FERNDALE, MI 48220-1309

Mortgage

Document Number0000060897
DateMar 9, 2021
Book Page55844/609
Instrument60897
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 9, 2017
Property Address261 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number0000025043
Book / Page050370 / 000862
Instrument DateFeb 3, 2017
Instrument25043
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 E CAMBOURNE ST FERNDALE MI 482201309, FERNDALE, MI 48220-1309

Mortgage

Document Number25044
DateFeb 9, 2017
Book Page050370/000863
Instrument25044
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 261 E Cambourne St was $5,444 with a homeowner's exemption, down 0.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,444.00 (-0.89%) Homeowner's exemption$145,960$291,920
2024$5,493.00
2023$130,620$261,240
2021$5,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 261 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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