261 Downing Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 261 Downing Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,996 sqft · built 2003
Lot Size	0.917 acres (39,945 sqft)
Owner	Individual Name on File
Last Sale	$432,100 (Aug 2013)
Tax Bill	$7,769 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
APN	`0493001000290`

Property Details

APN / Parcel Number

Primary APN	`0493001000290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
1st Floor Area	1,083 sqft
Upper Floors Area	1,083 sqft
Attic	Attic
Attic Area	154 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	39,945 sqft (0.917 acres)
Lot Dimensions	444 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	1,095 sqft
Porch	Slab
Porch Area	576 sqft
Deck Area	192 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 DOWNING DR
City	CHESAPEAKE
State	VA
Zip	23322-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	29 JOLLIFF STATION SEC ONE
Legal Subdivision	TUNBRIDGE STATION SOUTH, JOLLIFF STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	261 DOWNING DR, CHESAPEAKE, VA 23322-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Book / Page	9178 / 110
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	8609/138
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 22, 2026
Property Address	261 DOWNING DR, CHESAPEAKE, VA 23322-8701
Document Number	0000015931
Book / Page	10992 / 1494
Instrument Date	Jun 20, 2026
Instrument	202615931
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 DOWNING DR, CHESAPEAKE, VA 23322-8701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015931,
Date	Jun 22, 2026
Book Page	10992/1494
Instrument	202615931

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,800 (+2.55%) Land $220,000 Building $568,800	$788,800 (+2.55%) Land $220,000 Building $568,800
2025	$7,769.00 (+41.05%)	$769,200 (+7.67%) Land $195,000 Building $574,200	$769,200 (+7.67%) Land $195,000 Building $574,200
2023		$714,400 (+14.63%) Land $183,800 Building $530,600	$714,400 (+14.63%) Land $183,800 Building $530,600
2022		$623,200 Land $157,500 Building $465,700	$623,200 Land $157,500 Building $465,700
2019	$5,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20