261 Dover Cir, Lake Forest, IL 60045 Property Records

Lake County property record for 261 Dover Cir, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,860 sqft · built 1980
Lot Size	0.472 acres (20,547 sqft)
Owner	2 Trust Names on File
Last Sale	$865,000 (May 2025)
Tax Bill	$21,119 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-408-005`

Property Details

APN / Parcel Number

Primary APN	`15-14-408-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,860 sqft Living Area
Gross Area	6,104 sqft
1st Floor Area	2,860 sqft
Basement Area	2,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	20,547 sqft (0.472 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	261 DOVER CIR
City	LAKE FOREST
State	IL
Zip	60045-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE WOODS UNIT 4 LOT 176
Legal Subdivision	LINCOLNSHIRE WOODS UNIT 4
Legal Lot Number	176
Legal Unit	4
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1059
Census Tract	866200

Owner

261 Dover Cir is owner-occupied and held in a trust since May 2025.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Apr 6, 2016 · Amount on File
Deed Document Number	20258098562
Prior Transfer Date	Sep 16, 1993
Prior Transfer Doc	0003422052
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

Mortgage

Document Number	0008157255
Date	Mar 16, 2026
Instrument	8157255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.55%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Mar 11, 2026
Property Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406
Document Number	0008156457
Map Reference	DOC 2001330
Instrument Date	Feb 28, 2026
Instrument	8156457
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 15, 2025
Property Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406
Document Number	0008098562
Map Reference	DOC 2001330
Instrument Date	Apr 3, 2025
Instrument	8098562
Transaction Type	Transfer
Record Updated	May 28, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

Mortgage

Document Number	0008098563
Date	May 15, 2025
Instrument	8098563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Aug 2, 2022
Property Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406
Document Number	0007923751
Map Reference	DOC 2001330
Instrument Date	Jul 29, 2022
Instrument	7923751
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	261 DOVER CIR, LAKE FOREST, IL 60045-3406

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lincolnshire Village
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,610 (+6.08%) Land $82,260 Building $176,350	$775,908 (+6.08%) Land $246,805 Building $529,103
2024	$21,119.00 (+2.81%)	$243,787 (+5.98%) Land $77,545 Building $166,242	$731,434 (+5.98%) Land $232,658 Building $498,776
2023	$20,541.00 (+8.82%)	$230,031 (+3.4%) Land $73,169 Building $156,862	$690,162 (+3.4%) Land $219,529 Building $470,633
2022	$18,876.00	$222,464 Land $70,762 Building $151,702	$667,459 Land $212,307 Building $455,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 Dover Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Dover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLNSHIRE serves 7,940 people · EPA ID IL0970950
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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