261 Debruce Rd, Camden, TN 38320 Property Records

Benton County property record for 261 Debruce Rd, Camden, TN 38320

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,367 sqft · built 1972
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Sep 2025)
Tax Bill	$828 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Sep 2025 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`003073 03709`

Property Details

APN / Parcel Number

Primary APN	`003073 03709`
Alternative APN	`073 03709`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	1,137 sqft
Basement Area	230 sqft
Finished Basement	230 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	261 DEBRUCE RD
City	CAMDEN
State	TN
Zip	38320-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: A50
Legal Subdivision	APACHE HILLS
Legal Lot Number	4
Jurisdiction	BENTON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	963300

Owner

261 Debruce Rd is owned and occupied by an individual who bought it in September 2025.

Source: Benton County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Sep 10, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 15, 2021	Warranty Deed, Transfer · Line of Credit FIRSTBANK
Dec 22, 2020	Intrafamily Transfer, Transfer
Aug 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage APEX BANK
Nov 9, 2018	Warranty Deed, Transfer
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage APEX BANK
Nov 9, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2025122098
Deed Book / Page	427 / 2245
Prior Transfer Date	Nov 9, 2018
Prior Transfer Doc	0000000311/000000021
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254

Mortgage

Document Number	00424/2387
Date	Feb 28, 2025
Book Page	424/2387
Instrument	119974

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Sep 10, 2025
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	00427/2245
Book / Page	427 / 2245
Map Reference	MB 2 PG 80
Instrument Date	Sep 9, 2025
Instrument	122098
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254

Mortgage

Document Number	0000122099
Date	Sep 10, 2025
Instrument	122099

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jul 15, 2021
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	358/741
Book / Page	358 / 741
Map Reference	CAB A SL 080
Instrument Date	Jul 12, 2021
Instrument	106420
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 OLD JOHNSONVILLE RD, NEW JOHNSONVILLE, TN 37134-2021

Mortgage

Document Number	106421
Date	Jul 15, 2021
Instrument	106421

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 12, 2028

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON TN
Recording Date	Dec 22, 2020
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000346/109
Book / Page	346 / 109
Map Reference	MB 2 PG 80
Instrument Date	Dec 22, 2020
Instrument	103903
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEBRUCE RD, CAMDEN, TN 38320-6251
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Aug 17, 2020
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000338/748
Book / Page	338 / 748
Map Reference	MB 2 PG 80
Instrument Date	Aug 17, 2020
Instrument	102516
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEBRNNE RD, CAMDEN, TN 38320

Mortgage

Document Number	0000102517
Date	Aug 17, 2020
Instrument	102517

Lender

Name	APEX BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	66 Months
Due	Feb 16, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Nov 9, 2018
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000311/214
Book / Page	311 / 214
Instrument Date	Nov 9, 2018
Instrument	96538
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28730 BROAD ST, HOLLOW ROCK, TN 38342-6614

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Nov 9, 2018
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000311/214
Book / Page	311 / 214
Instrument Date	Nov 9, 2018
Instrument	96538
Transaction Type	Transfer
Record Updated	Jan 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28730 BROAD ST, HOLLOW ROCK, TN 38342-6614

Mortgage

Document Number	0000000311/0000000219
Date	Nov 9, 2018
Book Page	0000000311/0000000219
Instrument	96539

Lender

Name	APEX BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON TN
Recording Date	Nov 9, 2018
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000311/210
Book / Page	311 / 210
Instrument Date	Nov 6, 2018
Instrument	96537
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28730 BROAD ST, HOLLOW ROCK, TN 38342-6614

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON TN
Recording Date	Mar 14, 2017
Property Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254
Document Number	000287/435
Book / Page	287 / 435
Instrument Date	Mar 11, 2017
Instrument	91095
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 DEBRUCE RD, CAMDEN, TN 38320-6254

Tax Assessment & Valuation

The 2025 property tax bill for 261 Debruce Rd was $828, up 5.1% from the year before.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$828.00 (+5.08%)	$48,525 (+67.91%) Land $9,150 Building $39,375	$194,100 Land $36,600 Building $157,500
2024	$788.00	$28,900 (-) Land $4,975 Building $23,925
2023	$788.00	$28,900 (-) Land $4,975 Building $23,925
2022	$788.00	$28,900 Land $4,975 Building $23,925	$115,600 Land $19,900 Building $95,700
2020			$115,600 Land $19,900 Building $95,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 261 Debruce Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Debruce Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN WATER DEPT serves 10,013 people · EPA ID TN0000090
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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