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261 Cross St, Adrian, MI 49221 Property Records

Lenawee County property record for 261 Cross St, Adrian, MI 49221

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,327 sqft · built 1880
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Tax Bill$1,257 (2025)
Deeds & MortgagesMar 2019 Refinance
Sep 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNXA0-320-0035-00

Property Details

APN / Parcel Number

Primary APNXA0-320-0035-00

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,327 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions94 ft deep x 40 ft wide
Total Buildings10 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address261 CROSS ST
CityADRIAN
StateMI
Zip49221-3354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 35 ASSESSORS PLAT OF LOTS 5 & 8-33 INC SOUTH ADRIAN
Legal SubdivisionASSESSORS PLAT
Legal Lot Number5,8,35
JurisdictionLENAWEE MI
Township / Civil DivisionADRIAN
Census Block Group4
Census Block4012
Census Tract61302

Owner

Source: Lenawee County records · APN XA0-320-0035-00

Assessment roll updated July 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address261 CROSS ST, ADRIAN, MI 49221-3354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIFTH THIRD BANK
Sep 20, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 15, 2017
Transfer Doc2555000053
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address261 CROSS ST, ADRIAN, MI 49221-3354
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025750889
DateMar 05, 2019
Book Page2575/889
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address261 CROSS ST, ADRIAN, MI 49221-3354
Document Number0025700158
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 CROSS ST ADRIAN MI 492213354, ADRIAN, MI 49221-3354

Mortgage

Document Number0025700158
DateOct 11, 2018
Book Page002570/000158
Lender
NameFIFTH THIRD BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLENAWEE MI
Recording DateDec 18, 2017
Property Address261 CROSS ST, ADRIAN, MI 49221-3354
Document Number0025560053
Book / Page002556 / 000053
Instrument DateDec 15, 2017
Transaction TypeTransfer
Record UpdatedJan 05, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lenawee County records · Assessment roll updated July 10, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAdrian City
CountyLenawee County
Unified School DistrictAdrian City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$39,600 (+6.45%)$79,200 (+6.45%)
2025$1,257.00 (-12.28%) Homeowner's exemption$37,200 (+19.23%)$74,400 (+19.23%)
2024$1,433.00
2023$31,200 (+5.05%)$62,400 (+5.05%)
2022$29,700$59,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
D & P Communications
Fiber		4,000 / 4,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Broadband
Fixed Wireless		150 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 322 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemADRIAN
serves 23,663 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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