261 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 261 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,326 sqft · built 2012
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2015)
Tax Bill	$276 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16R-2`

Property Details

APN / Parcel Number

Primary APN	`16R-2`
Alternative APN	`50407`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,326 sqft Living Area
Gross Area	5,249 sqft
1st Floor Area	2,320 sqft
Basement Area	2,320 sqft
Finished Basement	1,006 sqft
Unfinished Basement	1,314 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	605 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50407
Street Address	261 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 2 5.0000 AC WESTBURY
Legal Subdivision	WESTBURY
Legal Block	2
Legal Lot Number	2
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	2
Census Block	2004
Census Tract	10301

Owner

261 Cropp Rd is owned and occupied by an individual who bought it in June 2015.

Source: Stafford County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Jul 6, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2015 · Amount on File
Deed Sale	Jun 3, 2015 · Amount on File
Prior Sale	Nov 8, 2011 · Amount on File
Deed Book / Page	1500 / 8874
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Aug 25, 2026
Property Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Document Number	0000012732
Instrument Date	Jul 21, 2026
Instrument	202612732
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015

Mortgage

Document Number	0000012732,
Date	Aug 25, 2026
Instrument	202612732

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2051

Interest

Rate	5.75%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220014180
Date	Jul 5, 2022
Instrument	220014180

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.13%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210009372
Date	Mar 19, 2021
Instrument	210009372

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Document Number	200007528
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CROPP RD FREDERICKSBURG VA 224064015, FREDERICKSBURG, VA 22406-4015

Mortgage

Document Number	200007528
Date	Apr 7, 2020
Instrument	7528

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	261 CROPP RD, FREDERICKSBURG, VA 22406-4015
Document Number	190011199
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CROPP RD FREDERICKSBURG VA 224064015, FREDERICKSBURG, VA 22406-4015

Mortgage

Document Number	190011199
Date	Jul 11, 2019
Instrument	11199

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 261 Cropp Rd was $276.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$276.00	$669,500 Land $140,000 Building $529,500	$669,500 Land $140,000 Building $529,500
2023	$283.00	$617,700 Land $120,000 Building $497,700	$617,700 Land $120,000 Building $497,700
2021	$5,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Cropp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Virginia Broadband.

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