261 Comstock Dr, Elgin, IL 60124 Property Records

Kane County property record for 261 Comstock Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,752 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$227,000 (Feb 2021)
Tax Bill	$6,655 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-326-030`

Property Details

APN / Parcel Number

Primary APN	`06-19-326-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	2,628 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	261 COMSTOCK DR
City	ELGIN
State	IL
Zip	60124-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL CONDO - 1ST AMENDMENT - UNIT 203-4
Legal Subdivision	SHADOW HILL CONDO
Legal Block	3
Legal Unit	203
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 COMSTOCK DR, ELGIN, IL 60124-3811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	May 2, 2007 · Amount on Record
Deed Document Number	202110638
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 9, 2021
Property Address	261 COMSTOCK DR, ELGIN, IL 60124-3811
Document Number	0000010638
Map Reference	DOC 2005K066188
Instrument Date	Jan 20, 2021
Instrument	2021K010638
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 COMSTOCK DR, 261, ELGIN, IL 60124-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	750 W ALGONQUIN RD APT 1, 1, DES PLAINES, IL 60016-5745

Mortgage

Document Number	0000010639
Date	Feb 9, 2021
Instrument	2021K010639

Lender

Name	UIF CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,655.00 (+15.84%) Homeowner's exemption	$95,241 (+8.57%) Land $28,236 Building $67,005	$285,837 (+8.57%) Land $84,742 Building $201,095
2024		$87,723 (+21.39%) Land $26,007 Building $61,716	$263,274 (+21.44%) Land $78,052 Building $185,222
2022	$5,745.00 (+4.61%) Homeowner's exemption	$72,263 (+6.96%) Land $21,423 Building $50,840	$216,789 (+6.96%) Land $64,269 Building $152,520
2021	$5,492.00 Homeowner's exemption	$67,561 Land $20,029 Building $47,532	$202,683 Land $60,087 Building $142,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20