Cullman County property record for 261 Co Rd 1815, Joppa, AL 35087
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,732 sqft · built 1997 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Jun 2019) |
| Tax Bill | $203 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-32-0-001-054.001 |
| Primary APN | 01-09-32-0-001-054.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Base Area |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,621 sqft (0.68 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 205660 |
|---|---|
| Street Address | 261 COUNTY ROAD 1815 |
| City | JOPPA |
| State | AL |
| Zip | 35087-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .86 AC(C)- BEG E 1338.95 FROM SW COR SW 1/4 TH CONT E 162(S) N 205.61, W 180.81, S 203.13 TO P0B. LESS RD ROW |
| Legal Subdivision | JAMES W BALDY |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | BAILEYTON-JOPPA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 964100 |
261 Co Rd 1815 is owned and occupied by an individual who bought it in June 2019.
Source: Cullman County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 COUNTY ROAD 1815, JOPPA, AL 35087-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Deed Book / Page | 684 / 976 |
| Prior Transfer Date | Jun 7, 2019 |
| Prior Transfer Doc | 0684000976 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 261 Co Rd 1815 was $203 with a homeowner's exemption.
Source: Cullman County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 Homeowner's exemption | $15,420 | $154,900 Land $9,600 Building $145,300 |
| 2023 | Homeowner's exemption | $13,860 | $138,400 Land $8,700 Building $129,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 261 Co Rd 1815 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 Co Rd 1815 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409 |
|---|---|
| Water Source | Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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