261 Clyde Houck Rd, Todd, NC 28684 Property Records

Ashe County property record for 261 Clyde Houck Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3,296 sqft · built 2020
Lot Size	9.45 acres (411,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Nov 2017)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04159-102-004`

Property Details

APN / Parcel Number

Primary APN	`04159-102-004`
Alternative APNs	`042944440150` `28213`

Interior

Plumbing Fixtures	16 Plumbing Fixtures
Building Area	3,296 sqft Heated Area
Gross Area	3,368 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	411,642 sqft (9.45 acres)

Location & Zoning

Account Number	28213
Old Parcel Number	04159102004
Street Address	261 CLYDE HOUCK RD
City	TODD
State	NC
Zip	28684-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.45 AC (DB 511/1056)
Legal Tract	4
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4022
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 CLYDE HOUCK RD, TODD, NC 28684-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage ELLEN PHIPPS
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDER SELECT MORTGAGE GROUP
Nov 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	20175021
Deed Book / Page	485 / 2477
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	261 CLYDE HOUCK RD, TODD, NC 28684-9418
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MELODY LN, WEST JEFFERSON, NC 28694-8151

Mortgage

Document Number	000518/400
Date	Oct 12, 2020
Book Page	518/400
Instrument	5163

Lender

Name	ELLEN PHIPPS
Type	Private Party
Address	471 BLACK BEAR INN RD, WEST JEFFERSON, NC 28694

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 15, 2021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	261 CLYDE HOUCK RD, TODD, NC 28684-9418
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00521/2477
Date	Jan 11, 2021
Book Page	521/2477
Instrument	151

Lender

Name	LENDER SELECT MORTGAGE GROUP
Type	Mortgage Company
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 8, 2017
Property Address	261 CLYDE HOUCK RD, TODD, NC 28684-9418
Document Number	00485/2477
Book / Page	0485 / 2477
Instrument Date	Feb 16, 2017
Instrument	05021
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LAKEVIEW LN, CLINTON, TN 37716-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MELODY LN, WEST JEFFERSON, NC 28694-8151

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00	$642,800 (-) Land $99,500 Building $543,300	$642,800 (-) Land $99,500 Building $543,300
2025	$3,432.00 (+3.91%)	$642,800 (-) Land $99,500 Building $543,300	$642,800 (-) Land $99,500 Building $543,300
2023	$3,303.00 (+21.61%)	$642,800 (+47.77%) Land $99,500 Building $543,300	$642,800 (+47.77%) Land $99,500 Building $543,300
2022	$2,716.00	$435,000 Land $91,100 Building $343,900	$435,000 Land $91,100 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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