261 Cedar St, Sebastian, FL 32958 Property Records

Indian River County property record for 261 Cedar St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 1980
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$396,000 (Sep 2022)
Tax Bill$4,915 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-01-00002-0030-00003.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00002-0030-00003.0
Alternative APN
  • 15783

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
Utility Area120 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area480 sqft
DrivewayDriveway
Driveway Area1,202 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area288 sqft
PorchOpen Porch
Porch Area170 sqft
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number15783
Street Address261 CEDAR ST
CitySEBASTIAN
StateFL
Zip32958-4072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 01 BLK 3 LOT 3 PBI 5-14
Legal Range38
Legal Township31
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS
Legal Block3
Legal Lot Number3
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4009
Census Tract50808

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address261 CEDAR ST, SEBASTIAN, FL 32958-4072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 25, 2020Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleNov 25, 2020 · Amount on Record
Deed Document Number3120220057476
Deed Book / Page3572 / 64
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 21, 2022
Property Address261 CEDAR ST, SEBASTIAN, FL 32958-4072
Document Number0035720064
Book / Page3572 / 64
Map ReferenceMB 5 PG 14&15
Instrument DateSep 16, 2022
Instrument3120220057476
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,772.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5198 LAKE PARK DR, HICKORY, NC 28601-9491

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 CEDAR ST, SEBASTIAN, FL 32958-4072

Mortgage

Document Number0000357266
DateSep 21, 2022
Instrument3572/66
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 25, 2020
Property Address261 CEDAR ST, SEBASTIAN, FL 32958-4072
Document Number0033602308
Book / Page3360 / 2308
Map ReferenceMB 5 PG 14&15
Instrument DateNov 20, 2020
Instrument3120200071539
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyRIOMAR TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,914.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3414 HEATHER WAY LN, 3414, SEBASTIAN, FL 32958-8512

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 CEDAR ST, SEBASTIAN, FL 32958-4072

Mortgage

Document Number33602310
DateNov 25, 2020
Instrument3360/2310
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,915.00 (-0.45%)$305,608 (-7.71%) Land $51,000 Building $254,608$305,608 (-7.71%) Land $51,000 Building $254,608
2023$4,937.00 (+1,749.06%)$331,155 (+66.77%) Land $47,600 Building $283,555$331,155 (+40.34%) Land $47,600 Building $283,555
2022$267.00$198,569$235,961 Land $37,400 Building $198,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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