261 Carmona, Lake Forest, CA 92630 Property Records

Orange County property record for 261 Carmona, Lake Forest, CA 92630

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,789 sqft · built 2020
Last Sale	$705,000 (Feb 2021)
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`939-104-27`

Property Details

APN / Parcel Number

Primary APN	`939-104-27`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,789 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	261 CARMONA
City	LAKE FOREST
State	CA
Zip	92630-7633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18189 BLK LOT 5 UN 27 LOT 5 OF TRACT 18189 OF CONDO PROJECT 939-10
Legal Subdivision	ARIETA AND COVERA
Legal Tract	18189
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52425

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 18, 2021	Intrafamily Transfer, Transfer CALATLANTIC TITLE INC
Feb 18, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIFORNIA CU

Assessor's Deed Record

Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	2021115885
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2023
Property Address	261 CARMONA, LAKE FOREST, CA 92630-7633
Document Number	0000281568
Map Reference	MB 985 PG 42-46
Instrument Date	Nov 13, 2023
Instrument	2023000281568
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	261 CARMONA, LAKE FOREST, CA 92630-7633
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Mortgage

Document Number	0000734388
Date	Dec 6, 2021
Instrument	2021000734388

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 18, 2021
Property Address	261 CARMONA, LAKE FOREST, CA 92630-7633
Document Number	0000115884
Map Reference	MB 985 PG 42-46
Instrument Date	Feb 18, 2021
Instrument	2021000115884
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

February 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 18, 2021
Property Address	261 CARMONA, LAKE FOREST, CA 92630-7633
Document Number	0000115885
Map Reference	MB 985 PG 42-46
Instrument Date	Jan 27, 2021
Instrument	2021000115885
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Mortgage

Document Number	0000115886
Date	Feb 18, 2021
Instrument	2021000115886

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,363 (+2%) Land $367,291 Building $411,072
2025	$8,028.00 (+4.29%)	$763,101 (+4.04%) Land $360,089 Building $403,012
2023	$7,698.00 (+1.83%)	$733,470 Land $346,107 Building $387,363
2022	$7,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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