261 Blue Jay Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 261 Blue Jay Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,920 sqft · built 2006
Lot Size	8.15 acres (355,014 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Mar 2006)
Tax Bill	$2,526 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-2-19`

Property Details

APN / Parcel Number

Primary APN	`063-2-19`
Alternative APN	`8000243`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	4,456 sqft
1st Floor Area	1,920 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	355,014 sqft (8.15 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000243
Street Address	261 BLUE JAY DR
City	CROSS JUNCTION
State	VA
Zip	22625-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TIMBER RIDGE L19 P3 S2 8.15 ACRES
Legal Subdivision	TIMBER RIDGE
Legal Phase	3
Legal Lot Number	19
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1002
Census Tract	50300

Owner

261 Blue Jay Dr is owned and occupied by two individuals who bought it in March 2006.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	261 BLUE JAY DR, CROSS JUNCTION, VA 22625-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2006 · Amount on File
Deed Sale	Mar 21, 2006 · Amount on File
Deed Book / Page	600 / 5389
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	261 BLUE JAY DR, CROSS JUNCTION, VA 22625-1802
Document Number	0000012154
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 BLUE JAY DR CROSS JUNCTION VA 226251802, CROSS JUNCTION, VA 22625-1802

Mortgage

Document Number	0000012154
Date	Sep 8, 2020
Instrument	12154

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 261 Blue Jay Dr was $2,526, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,526.00 (+10.4%)	$476,600 Land $95,200 Building $381,400	$476,600 Land $95,200 Building $381,400
2025	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Blue Jay Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Blue Jay Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6