Surry County property record for 261 Black Bear Ln, Lowgap, NC 27024
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,940 sqft · built 2009 |
| Lot Size | 9.98 acres (434,729 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,918 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4072-00-40-4446 |
| Primary APN | 4072-00-40-4446 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Attic | Attic |
| Attic Area | 1,078 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 434,729 sqft (9.98 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Carport |
| Garage Area | 1,600 sqft |
| Carport | Carport |
| Carport Area | 1,600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100065467 |
|---|---|
| Street Address | 261 BLACK BEAR LN |
| City | LOWGAP |
| State | NC |
| Zip | 27024-7455 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | RA |
| Legal Description | PB 26 PG 85 |
| Legal Subdivision | STEWARTS CREEK |
| Jurisdiction | SURRY NC |
| Township / Civil Division | STEWARTS CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 930803 |
261 Black Bear Ln, a residential property, is owned and occupied by two individuals who acquired it in July 2009.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 BLACK BEAR LN, LOWGAP, NC 27024-7455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1989 |
| Deed Sale | Dec 1, 1989 |
| Deed Book / Page | 476 / 1019 |
| Last Transfer Date | Jul 22, 2009 |
| Transfer Doc | 1297/0375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 261 BLACK BEAR LN, LOWGAP, NC 27024-7455 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1785/941 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 1785/941 |
| Instrument | 689270 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 261 BLACK BEAR LN, LOWGAP, NC 27024-7455 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0015920413 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 1592/0413 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2037 |
The 2026 property tax bill for 261 Black Bear Ln was $1,918, down 2% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,918.00 (-2.04%) | $249,170 (-22.11%) Land $37,720 Building $211,450 | $249,170 (-22.11%) Land $37,720 Building $211,450 |
| 2025 | $1,958.00 | $319,880 Land $45,060 Building $274,820 | $319,880 Land $45,060 Building $274,820 |
| 2023 | $1,123.00 | $203,510 Land $31,260 Building $172,250 | $203,510 Land $31,260 Building $172,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Black Bear Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 261 Black Bear Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
5G (outdoors only) and 4G LTE
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