261 Bergen Ave, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 261 Bergen Ave, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1915
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jan 2010)
Tax Bill	$8,570 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00240-0000-00063`

Property Details

APN / Parcel Number

Primary APN	`07-00240-0000-00063`
Alternative APN	`070024000063`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	261 BERGEN AVE
City	KEARNY
State	NJ
Zip	07032-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	KEARNY LAND CO
Legal Block	240
Legal Lot Number	63
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	1
Census Block	1004
Census Tract	12800

Owner

261 Bergen Ave is owned and occupied by two individuals who acquired it in June 2018.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 BERGEN AVE, KEARNY, NJ 07032-3356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit XCEL FCU
Jul 31, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage ERATES MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2010 · Amount on File
Deed Sale	Jan 7, 2010 · Amount on File
Prior Sale	Jun 28, 1996 · Amount on File
Deed Document Number	2010106010001207
Deed Book / Page	8709 / 398
Last Transfer Date	Jun 19, 2018
Transfer Doc	0010084300
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	261 BERGEN AVE, KEARNY, NJ 07032-3356
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220610060095790
Date	Jun 10, 2022
Book Page	20290/978
Instrument	20220610060095790

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 31, 2018
Property Address	261 BERGEN AVE, KEARNY, NJ 07032-3356
Document Number	0010084300
Book / Page	009328 / 000398
Instrument Date	Jun 19, 2018
Instrument	10084300
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	261 BERGEN AVE KEARNY NJ 070323356, KEARNY, NJ 07032-3356

Mortgage

Document Number	60098140
Date	Jul 31, 2018
Book Page	019220/000652
Instrument	60098140

Lender

Name	ERATES MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 261 Bergen Ave was $8,570, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,000 (-) Land $35,000 Building $44,000	$79,000 (-) Land $35,000 Building $44,000
2025	$8,570.00 (+1.34%)	$79,000 Land $35,000 Building $44,000	$79,000 Land $35,000 Building $44,000
2024	$8,457.00
2023		$79,000 Land $35,000 Building $44,000	$79,000 Land $35,000 Building $44,000
2022	$8,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Bergen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 261 Bergen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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