261 Beach Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 261 Beach Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,727 sqft · built 1963
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Trust Names on File
Last Sale	$161,000 (Aug 2021)
Tax Bill	$10 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34C 4 4`

Property Details

APN / Parcel Number

Primary APN	`34C 4 4`
Alternative APN	`11706`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,727 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,727 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,934 sqft (0.251 acres)

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	11706
Street Address	261 BEACH RD
City	WHITE STONE
State	VA
Zip	22578-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLEASANT BANKS .251 AC LR21/2285
Legal Subdivision	PLEASANT BANKS
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	1
Census Block	1014
Census Tract	30301

Owner

261 Beach Rd is held in a trust since July 2025.

Source: Lancaster County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	315 YOPPS COVE RD, WHITE STONE, VA 22578-2435
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Deed Document Number	20212285
Last Transfer Date	Jul 31, 2025
Transfer Doc	0000001683
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 12, 2021
Property Address	261 BEACH RD, WHITE STONE, VA 22578-2626
Document Number	0210002285
Instrument Date	Aug 4, 2021
Instrument	210002285
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BEACH RD, WHITE STONE, VA 22578-2626

Mortgage

Document Number	0210002286
Date	Aug 12, 2021
Instrument	210002286

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 261 Beach Rd was $10.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	White Stone Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00	$183,400 Land $13,500 Building $169,900	$183,400 Land $13,500 Building $169,900
2023	$781.00	$124,100 Land $13,500 Building $110,600	$124,100 Land $13,500 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Beach Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE STONE private · serves 825 people · EPA ID VA4103980
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25