261 Bancroft Dr, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 261 Bancroft Dr, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,632 sqft · built 1950
Lot Size	0.162 acres (7,080 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2020)
Tax Bill	$6,235 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 060.55-2-3`

Property Details

APN / Parcel Number

Primary APN	`262800 060.55-2-3`
Alternative APNs	`28000605500002003000` `06944504000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	408 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Concrete
Lot Area	7,080 sqft (0.162 acres)
Lot Dimensions	118 ft deep x 60 ft wide
Porch	Porch
Porch Area	340 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06944504000
Street Address	261 BANCROFT DR
City	ROCHESTER
State	NY
Zip	14616-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND DIV L4 T2 ARLEN HOMES 101-64 L14
Legal Subdivision	ARLEN HOMES TRACT
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	3
Census Block	3015
Census Tract	13601

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 BANCROFT DR, ROCHESTER, NY 14616-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT FEDERAL CREDIT UNION
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Jan 29, 2004 · Amount on Record
Deed Document Number	2020544
Deed Book / Page	12375 / 25
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 20, 2026
Property Address	261 BANCROFT DR, ROCHESTER, NY 14616-2908
Document Number	0003422200
Book / Page	31327 / 271
Instrument Date	May 15, 2026
Instrument	20263422200
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BANCROFT DR, ROCHESTER, NY 14616-2908

Mortgage

Document Number	0003422200,
Date	May 20, 2026
Book Page	31327/271
Instrument	20263422200

Lender

Name	SUMMIT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 10, 2020
Property Address	261 BANCROFT DR, ROCHESTER, NY 14616-2908
Document Number	0000000544
Book / Page	12375 / 25
Map Reference	LB 101 PG 64
Instrument Date	Jul 31, 2020
Instrument	202008100544
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 BANCROFT DR, 261, ROCHESTER, NY 14616-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BANCROFT DR, ROCHESTER, NY 14616-2908

Mortgage

Document Number	0000000545
Date	Aug 10, 2020
Instrument	202008100545

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,235.00 (+2.03%)
2025	$6,111.00 (+9.56%)	$125,100 (-) Land $15,300 Building $109,800	$205,100 (+41%) Land $25,084 Building $180,016
2023		$125,100 (-9.35%) Land $15,300 Building $109,800	$145,465 (-9.37%) Land $17,791 Building $127,674
2022		$138,000 Land $17,000 Building $121,000	$160,500 Land $19,772 Building $140,728
2021	$5,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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