261 Artic Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 261 Artic Rd, Cosmopolis, WA 98537

Property Summary

Property Type	Mobile Home
Details	2,400 sqft · built 1999
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Apr 2025)
Tax Bill	$3,040 (2026)
Deeds & Mortgages	May 2023 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160809210020`

Property Details

APN / Parcel Number

Primary APN	`160809210020`

Interior

Stories	1 Story
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Porch	Porch
Porch Area	367 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	261 ARTIC RD
City	COSMOPOLIS
State	WA
Zip	98537-9723
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	G5
Legal Description	TAX 5
Legal Range	09
Legal Township	08
Legal Section	16
Legal Block	92
Legal Lot Number	210
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2041
Census Tract	700

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 ARTIC RD, COSMOPOLIS, WA 98537-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Deed Document Number	202539
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	261 ARTIC RD, COSMOPOLIS, WA 98537-9723
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 ARTIC RD, COSMOPOLIS, WA 98537-9723

Mortgage

Document Number	0005220057
Date	May 22, 2023
Instrument	2023-05220057

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	261 ARTIC RD, COSMOPOLIS, WA 98537-9723
Document Number	0012260023
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 ARTIC RD COSMOPOLIS WA 985379723, COSMOPOLIS, WA 98537-9723

Mortgage

Document Number	0012260023
Date	Dec 26, 2017
Instrument	12260023

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507-0718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,040.00 (+41.2%)
2025		$218,246 (-) Land $50,150 Building $168,096	$218,246 (-) Land $50,150 Building $168,096
2024	$2,153.00	$218,246 Land $50,150 Building $168,096	$218,246 Land $50,150 Building $168,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1999–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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