Middlesex County and Lowell City property record for 261 3rd St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,838 sqft · built 1910 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jun 2026) |
| Tax Bill | $5,036 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | G05990 |
| Primary APN | G05990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,902 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 914 sqft |
| Unfinished Basement | 914 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | G05990 |
|---|---|
| Street Address | 261 3RD ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5675 |
| Legal Lot Number | 261 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 261 3RD ST, LOWELL, MA 01850-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Feb 28, 1989 · Amount on Record |
| Deed Document Number | 202619007 |
| Deed Book / Page | 40136 / 15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 17, 2026 |
| Property Address | 261 3RD ST, LOWELL, MA 01850-2247 |
| Document Number | 0000019007 |
| Book / Page | 40136 / 15 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202619007 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 261 3RD ST, LOWELL, MA 01850-2247 |
| Date | Jun 17, 2026 |
|---|
| Name | MORTGAGE EQUITY PARTNERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 261 3RD ST, LOWELL, MA 01850-2247 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36384-205 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 36384/205 |
| Instrument | 60447 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,036.00 (+2.57%) | $438,700 (+6.4%) Land $139,900 Building $298,800 | $534,945 (+7.13%) |
| 2024 | $4,910.00 (+6.02%) | $412,300 (+10.57%) Land $130,700 Building $281,600 | $499,320 |
| 2023 | $4,631.00 | $372,900 Land $113,700 Building $259,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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