2609 Turtlehead Cv, Oviedo, FL 32766 Property Records

Seminole County property record for 2609 Turtlehead Cv, Oviedo, FL 32766

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,954 sqft · built 2005
Lot Size	0.206 acres (9,011 sqft)
Owner	Individual Name on File
Last Sale	$683,000 (Aug 2023)
Tax Bill	$9,019 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-31-5RP-0000-7320`

Property Details

APN / Parcel Number

Primary APN	`13-21-31-5RP-0000-7320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,954 sqft Living Area
1st Floor Area	2,954 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,011 sqft
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	267 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2609 TURTLEHEAD CV
City	OVIEDO
State	FL
Zip	32766-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 732 SANCTUARY PHASE 2 VILLAGES 2 AND 4 PB 65 PGS 92 - 100
Legal Range	31E
Legal Township	21S
Legal Section	13
Legal Subdivision	SANCTUARY
Legal Phase	2
Legal Lot Number	732
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2000
Census Tract	21206

Owner

2609 Turtlehead Cv is owned and occupied by an individual who bought it in August 2023.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2609 TURTLEHEAD CV, OVIEDO, FL 32766-6732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Feb 20, 2006
Deed Document Number	0010488954
Deed Book / Page	10488 / 954
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 10, 2023
Property Address	2609 TURTLEHEAD CV, OVIEDO, FL 32766-6732
Document Number	0104880954
Book / Page	10488 / 954
Map Reference	MB 65 PG 92-100
Instrument Date	Aug 10, 2023
Instrument	2023073852
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,781.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 HEIRLOOM ROSE PL, OVIEDO, FL 32766-6626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 TURTLEHEAD CV, OVIEDO, FL 32766-6732

Mortgage

Document Number	0010488956
Date	Aug 10, 2023
Instrument	10488/956

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2609 Turtlehead Cv was $9,019 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,019.00 Homeowner's exemption	$568,741	$587,683 Land $155,000 Building $432,683
2023	$4,137.00 (+2.78%) Homeowner's exemption	$296,707 (+3%)	$538,783 (+24.97%) Land $155,000 Building $383,783
2022	$4,025.00 Homeowner's exemption	$288,065	$431,139 Land $85,000 Building $346,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2609 Turtlehead Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 Turtlehead Cv is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20