2609 Maple Tree Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2609 Maple Tree Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,596 sqft · built 1991
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$168,800 (Apr 2001)
Tax Bill$4,429 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNA903000630

Property Details

APN / Parcel Number

Primary APNA903000630
Alternative APN
  • 3-0004-6608-00-0047.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area4,432 sqft
1st Floor Area1,380 sqft
Basement Area1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA903000630
Street Address2609 MAPLE TREE DR
CitySAINT CHARLES
StateMO
Zip63303-4459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIEKAMP HOMESTEAD #4 LOT 47
Legal SubdivisionDIEKAMP HOMESTEAD #4
Legal Lot Number47
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group2
Census Block2015
Census Tract312300

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2609 MAPLE TREE DR, SAINT CHARLES, MO 63303-4459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2001 · Amount on Record
Deed SaleApr 10, 2001 · Amount on Record
Deed Document Number200126488
Deed Book / Page2543 / 14
Prior Transfer DateApr 2, 2001
Prior Transfer Doc0025430014
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2609 MAPLE TREE DR, SAINT CHARLES, MO 63303-4459
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 MAPLE TREE DR, SAINT CHARLES, MO 63303-4459

Mortgage

Document Number0000055088
DateDec 9, 2025
Instrument2025R-055088
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,429.00 (-5.22%)$76,993 (-2.48%)$405,227 (-2.48%) Land $75,000 Building $330,227
2024$4,673.00
2023$78,953
2022$415,542 Land $55,000 Building $360,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA.

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