2609 Lainey Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 2609 Lainey Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,480 sqft · built 1989
Lot Size0.221 acres (9,632 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Aug 2013)
Tax Bill$9,219 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-36-330-011

Property Details

APN / Parcel Number

Primary APN14-36-330-011
Alternative APN
  • 13-36-379-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,480 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area9,632 sqft (0.221 acres)

Location & Zoning

Street Address2609 LAINEY AVE
CityOTTAWA
StateIL
Zip61350-1049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRACEFIELD SUBD UNIT 2, LT 15 BLK 5 SEC 36-34-3
Legal Range03
Legal Township34
Legal Section36
Legal SubdivisionGRACEFIELD SUB UNIT 2
Legal Block5
Legal Lot Number15
Legal Unit2
JurisdictionLASALLE IL
Township / Civil DivisionDAYTON
Census Block Group1
Census Block1009
Census Tract962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2609 LAINEY AVE, OTTAWA, IL 61350-1049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN COMMERCIAL BK & TRT
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OTTAWA
Aug 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2013 · Amount on Record
Deed SaleAug 29, 2013 · Amount on Record
Deed Document Number201319340
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address2609 LAINEY AVE, OTTAWA, IL 61350-1049
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202312205
DateNov 17, 2023
Instrument2023-12205
Lender
NameAMERICAN COMMERCIAL BK & TRT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address2609 LAINEY AVE, OTTAWA, IL 61350-1049
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202109079
DateJun 14, 2021
Instrument2021-09079
Lender
NameFIRST NATIONAL BANK OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address2609 LAINEY AVE, OTTAWA, IL 61350-1049
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201909408
DateAug 5, 2019
Instrument201909408
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 25, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionDayton Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictWallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,219.00 (+2.25%)$105,899 (+19.78%) Land $20,563 Building $85,336$317,697 (+19.78%) Land $61,689 Building $256,008
2024$9,016.00
2023$88,408 (+9.09%) Land $17,422 Building $70,986$265,224 (+9.09%) Land $52,266 Building $212,958
2022$81,041 Land $15,970 Building $65,071$243,123 Land $47,910 Building $195,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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