2609 Kay St, Ceres, CA 95307 Property Records

Stanislaus County property record for 2609 Kay St, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,883 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-051-011-000`

Property Details

APN / Parcel Number

Primary APN	`127-051-011-000`
Alternative APNs	`1275111000` `1275111`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2609 KAY ST
City	CERES
State	CA
Zip	95307-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP E1 64-69
Legal Subdivision	MORROW
Legal Block	2
Legal Lot Number	6
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	2602

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2609 KAY ST, CERES, CA 95307-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000094281
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 7, 2021
Property Address	2609 KAY ST, CERES, CA 95307-3409
Document Number	0000094281
Map Reference	VOL 16 PG 55
Instrument Date	Sep 30, 2021
Instrument	2021-0094281
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 KAY ST, CERES, CA 95307-3409

Mortgage

Document Number	0000094282
Date	Oct 7, 2021
Instrument	2021-0094282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2609 KAY ST, CERES, CA 95307-3409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080760
Date	Oct 31, 2017
Instrument	2017-0080760

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2609 KAY ST, CERES, CA 95307-3409
Document Number	0000029607
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2609 KAY ST CERES CA 953073409, CERES, CA 95307-3409

Mortgage

Document Number	0000029607
Date	Apr 26, 2017
Instrument	29607

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,048.00 (+0.29%) Homeowner's exemption	$97,868 (+2%) Land $13,584 Building $84,284
2025	$1,045.00 (+1%) Homeowner's exemption	$95,950 (+4.04%) Land $13,318 Building $82,632
2023	$950.00 (+1.06%) Homeowner's exemption	$92,225 Land $12,801 Building $79,424
2022	$940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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