2609 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 2609 Hwy 182, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,612 sqft · built 1955
Lot Size	1.89 acres (82,633 sqft)
Owner	2 Individual Names on File
Last Sale	$53,800 (Dec 2001)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-3N-30-0000-01100-0000`

Property Details

APN / Parcel Number

Primary APN	`13-3N-30-0000-01100-0000`
Alternative APN	`N303130000011000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	1,612 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	82,633 sqft (1.89 acres)
Lot Dimensions	420 ft deep x 210 ft wide
Porch	Finished/Open Porch
Porch Area	91 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2609 HIGHWAY 182
City	JAY
State	FL
Zip	32565-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BEG NW COR OF NW4 OF NW4 TH S 420 FT TH E 105 FT TH N 420 FT TH W 105 FT TO POB AS DES I N OR 1963 PG 656 & ALSO COM AT NW COR SEC TH S 85* E 105 FT TH S 01* W 33.17 FT TO SLY R/W OF STATE RD 182 FOR POB TH S 82* E 105.43 FT TH S 01* W 360.19 FT TH N
Legal Range	30W
Legal Township	3N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1003
Census Tract	10303

Owner

2609 Hwy 182 is owned by two individuals who acquired it in June 2026.

Source: Santa Rosa County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1603 B HUDSON RD, JAY, FL 32565-9592
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer GUARANTEE TITLE
Apr 13, 2026	Deed of Trust, Mortgage · Construction Mortgage GUARANTEE TITLE
Dec 16, 2022	Deed of Trust, Mortgage SANFORD L WYATT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2001 · Amount on File
Deed Sale	Dec 6, 2001 · Amount on File
Deed Book / Page	1963 / 656
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000031364
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 22, 2026
Property Address	2609 HIGHWAY 182, JAY, FL 32565-9415
Document Number	0000031364
Book / Page	4758 / 740
Instrument Date	Jun 22, 2026
Instrument	202631364
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	GUARANTEE TITLE

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 B HUDSON RD, JAY, FL 32565-9592

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 13, 2026
Property Address	2609 HIGHWAY 182, JAY, FL 32565-9415
Document Number	0000018252
Book / Page	4731 / 908
Instrument Date	Apr 8, 2026
Instrument	202618252
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GUARANTEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	1603 B HUDSON RD, JAY, FL 32565-9592

Mortgage

Document Number	0000018252,
Date	Apr 13, 2026
Book Page	4731/908
Instrument	202618252

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Oct 1, 2027

Interest

Rate	6.11%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2609 HIGHWAY 182, MILTON, FL 32571
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 ENGLISH OAK DR, PACE, FL 32571-6276

Mortgage

Document Number	0043521207
Date	Dec 16, 2022
Book Page	4352/1207
Instrument	202268493

Lender

Name	SANFORD L WYATT
Type	Private Party
Address	9009 BYROM CAMPBELL RD, PACE, FL 32571

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2609 Hwy 182 was $1,581, up 4.6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (+4.63%)	$132,446 (-3.75%) Land $39,267 Building $93,179	$132,446 (-3.75%) Land $39,267 Building $93,179
2024	$1,511.00 (+3.07%)	$137,610 (+0.86%) Land $47,804 Building $89,806	$137,610 (+0.86%) Land $47,804 Building $89,806
2023	$1,466.00 (+4.34%)	$136,443 (+2.84%) Land $47,804 Building $88,639	$136,443 (+2.84%) Land $47,804 Building $88,639
2022	$1,405.00	$132,674	$132,674 Land $47,804 Building $84,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2609 Hwy 182 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 Hwy 182 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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