Polk County property record for 2609 Gerber Dairy Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,300 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2012) |
| Tax Bill | $1,260 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-29-000000-033070 |
| Primary APN | 26-29-29-000000-033070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 886 sqft |
| Street Address | 2609 GERBER DAIRY RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR NW1/4 N 00 DEG 19 MIN 53 SEC W 1430.70 FT N 90 DEG E 211.47 FT TO POB S 00 DEG 19 MIN 53 SEC E 435.60 FT N 90 E 100 FT N 00 DEG 19 MIN 57 SEC W 435.60 FT S 90 W 100 FT TO POB |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | WAHNETA FARMS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2609 GERBER DAIRY RD, WINTER HAVEN, FL 33880-5639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2012 · Amount on Record |
| Deed Sale | Aug 7, 2012 · Amount on Record |
| Deed Document Number | 2012139278 |
| Deed Book / Page | 8717 / 746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2609 GERBER DAIRY RD, WINTER HAVEN, FL 33880-5639 |
| Document Number | 0112381193 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | MASON TITLE AND ESCROW COMPANY, MASON TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 2609 GERBER DAIRY RD WINTER HAVEN FL 338805639, WINTER HAVEN, FL 33880-5639 |
| Document Number | 0112381193 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 011238/001193 |
| Instrument | 100250 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,369 (+2.7%) | $322,338 (-1.28%) Land $30,000 Building $292,338 | |
| 2025 | $1,260.00 (-23.96%) Homeowner's exemption | $137,652 (+5.99%) | $326,531 (+31.69%) Land $30,000 Building $296,531 |
| 2023 | $1,657.00 (+4.02%) Homeowner's exemption | $129,877 (+3%) | $247,950 (+15.8%) Land $15,000 Building $232,950 |
| 2022 | $1,593.00 Homeowner's exemption | $126,094 | $214,112 Land $12,700 Building $201,412 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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