2609 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2609 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,665 sqft · built 1948
Lot Size	0.337 acres (14,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$845,000 (Jun 2024)
Tax Bill	$10,339 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`272-0260-066-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0260-066-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,665 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	2,432 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,664 sqft (0.337 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2609 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	THE S 160.5 FT OF LOT 49 CARMICHAEL COLONY 2 EXC THE S 90 FT OF THE E 250 FT OF SD LOT 49 ALSO EXC ANYTHING LYING IN GARFIELD
Legal Subdivision	CARMICHAEL COLONY #2
Legal Lot Number	49
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 11, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 20, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GOLDEN 1 CU
Jul 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2017	Grant Deed, Transfer GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Book / Page	20240605 / 300
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	11200000000576
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 15, 2022
Property Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Document Number	0000000695
Map Reference	MB 15 MAP 3
Instrument Date	Aug 4, 2022
Instrument	2022081500695
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705

Mortgage

Document Number	0000000696
Date	Aug 15, 2022
Instrument	2022081500696

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2020
Property Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Document Number	2008111050
Instrument Date	Aug 10, 2020
Instrument	2008111050
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$732.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2609 GARFIELD AVE CARMICHAEL CA 956084705, CARMICHAEL, CA 95608-4705

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2019
Property Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Document Number	1911200576
Instrument Date	Nov 6, 2019
Instrument	1911200576
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 GARFIELD AVE CARMICHAEL CA 956084705, CARMICHAEL, CA 95608-4705

Mortgage

Document Number	1911200577
Date	Nov 20, 2019
Instrument	1911200577

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 5, 2019
Property Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Document Number	1907050602
Instrument Date	Jun 27, 2019
Instrument	1907050602
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 GARFIELD AVE CARMICHAEL CA 956084705, CARMICHAEL, CA 95608-4705

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2017
Property Address	2609 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Document Number	1710160148
Instrument Date	Oct 9, 2017
Instrument	1710160148
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2609 GARFIELD AVE CARMICHAEL CA 956084705, CARMICHAEL, CA 95608-4705

Mortgage

Document Number	1710160149
Date	Oct 16, 2017
Instrument	1710160149

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,138 (+2%) Land $156,060 Building $723,078
2025	$10,339.00 (-1.6%) Homeowner's exemption	$861,900 (+0.22%) Land $153,000 Building $708,900
2024	$10,507.00 (+1.62%)
2023	$10,339.00 (+25.76%) Homeowner's exemption	$860,000 Land $284,660 Building $575,340
2022	$8,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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