2609 Compass Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2609 Compass Dr, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	3 ba · 1,904 sqft · built 1994
Lot Size	0.047 acres (2,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2018)
Tax Bill	$4,042 (2024)
Deeds & Mortgages	May 2018 Sale Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-892-90053406`

Property Details

APN / Parcel Number

Primary APN	`02-892-90053406`
Alternative APNs	`2-892-90053406` `89290053406`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,040 sqft (0.047 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290053406
Street Address	2609 COMPASS DR
City	ANNAPOLIS
State	MD
Zip	21401-7156
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 93 AREA 6 PL 2 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	3
Legal Lot Number	93
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	751600

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2609 COMPASS DR, ANNAPOLIS, MD 21401-7156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 30, 2018	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK
Mar 13, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Dec 12, 1997
Deed Book / Page	32076 / 65
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0329490153
Record Updated	Jun 8, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2018
Property Address	2609 COMPASS DR, ANNAPOLIS, MD 21401-7156
Document Number	0320760065
Book / Page	032076 / 000065
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2609 COMPASS DR ANNAPOLIS MD 214017156, ANNAPOLIS, MD 21401-7156

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2609 COMPASS DR, ANNAPOLIS, MD 21401-7156
Document Number	0320760071
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 COMPASS DR ANNAPOLIS MD 214017156, ANNAPOLIS, MD 21401-7156

Mortgage

Document Number	0320760071
Date	May 4, 2018
Book Page	032076/000071

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 98098-2639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 13, 2019
Property Address	2609 COMPASS DR, ANNAPOLIS, MD 21401-7156
Document Number	0329490153
Book / Page	032949 / 000153
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2609 COMPASS DR ANNAPOLIS MD 214017156, ANNAPOLIS, MD 21401-7156

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,267 (+17.59%)	$443,100 (+26.38%) Land $190,000 Building $253,100
2024	$4,042.00 (+15.72%)
2023	$3,493.00 Homeowner's exemption	$350,600 Land $160,000 Building $190,600	$350,600 Land $160,000 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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