2609 Cece Cir, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2609 Cece Cir, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,387 sqft · built 2003
Lot Size	0.426 acres (18,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
APN	`06-1.0-02-001-000-109.002`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-001-000-109.002`

Interior

Building Area	1,387 sqft Base Area
1st Floor Area	1,387 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	18,560 sqft (0.426 acres)
Lot Dimensions	173 ft deep x 107 ft wide

Location & Zoning

Street Address	2609 CECE CIR
City	SAINT JOSEPH
State	MO
Zip	64506-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WILLIAMS WAY LOT:2 BLK:0LGL DESC:
Legal Subdivision	WILLIAMS WAY
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1001
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2609 CECE CIR, SAINT JOSEPH, MO 64506-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023
Deed Sale	Oct 23, 2023
Deed Document Number	20238409
Deed Book / Page	3791 / 846
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2609 CECE CIR, SAINT JOSEPH, MO 64506-4542
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003749/108
Date	Jun 1, 2020
Book Page	3749/108
Instrument	2020004259

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00	$41,400 (+6.37%) Land $5,800 Building $35,600	$217,890 (+6.38%) Land $30,500 Building $187,390
2024	$2,904.00 (+15.74%)
2023	$2,509.00 (-0.71%)	$38,920 (-) Land $5,800 Building $33,120	$204,830 (-) Land $30,500 Building $174,330
2022	$2,527.00	$38,920 Land $5,800 Building $33,120
2021			$204,830 Land $30,500 Building $174,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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