2609 Baldwin Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2609 Baldwin Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,368 sqft · built 1978
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$164,500 (Mar 2019)
Deeds & MortgagesJan 2021 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-12-378-066

Property Details

APN / Parcel Number

Primary APN14-12-378-066

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area1,824 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1978
Foundation TypeRaised
Lot Area7,841 sqft (0.18 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2609 BALDWIN RD
CityMCHENRY
StateIL
Zip60050-6717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0008083 LT 15 BLK 11 ORCHARD HEIGHTS ON THE FOX MEMO: MORRISSEY, ANTHONY AARON/ KRUEGER, DONALD BRYCE
Legal Range08E
Legal Township44N
Legal Section12
Legal SubdivisionORCHARD HEIGHTS ON THE FOX
Legal Block11
Legal Lot Number15
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1009
Census Tract870810

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2609 BALDWIN RD, MCHENRY, IL 60050-6717
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Mar 27, 2019Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC
May 21, 2018Warranty Deed, Transfer
PLYMOUTH TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleMay 21, 2018 · Amount on Record
Deed Document Number2019R0008083
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2609 BALDWIN RD, MCHENRY, IL 60050-6717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001608
DateJan 11, 2021
Instrument2021R0001608
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate3.62%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 27, 2019
Property Address2609 BALDWIN RD, MCHENRY, IL 60050-6717
Document Number0000008083
Map ReferenceMB12 PG4 DOC283178
Instrument DateMar 16, 2019
Instrument2019R0008083
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$246.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 WILLOW LN APT 4, 4, SLEEPY HOLLOW, IL 60118-2175

Mortgage

Document Number0000008084
DateMar 27, 2019
Instrument2019R0008084
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate5.12%

Mortgage

Document Number0000008085
DateMar 27, 2019
Instrument2019R0008085
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 21, 2018
Property Address2609 BALDWIN RD, MCHENRY, IL 60050-6717
Document Number0000016369
Instrument DateMay 9, 2018
Instrument16369
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyPLYMOUTH TITLE

Transaction

AmountAmount Recorded
Tax$131.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2609 BALDWIN RD MCHENRY IL 600506717, MCHENRY, IL 60050-6717

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$55,822 Land $5,374 Building $50,448$167,466 Land $16,122 Building $151,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims52 (1978–2026)
Claims Outside the SFHA4 of 52
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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