2609 Arcola Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2609 Arcola Ave, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1949
Lot Size	0.16 acres (6,965 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Oct 2005)
Tax Bill	$4,564 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01185622`

Property Details

APN / Parcel Number

Primary APN	`13-01185622`
Alternative APN	`01185622`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	594 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,965 sqft (0.16 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01185622
Street Address	2609 ARCOLA AVE
City	SILVER SPRING
State	MD
Zip	20902-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WHEATON HILLS
Legal Subdivision	WHEATON HILLS
Legal Block	6
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2010
Census Tract	703702

Owner

Source: Montgomery County records · APN 13-01185622

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2609 ARCOLA AVE, SILVER SPRING, MD 20902-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Prior Sale	Nov 28, 2003 · Amount on Record
Deed Document Number	200531433
Deed Book / Page	31002 / 10
Transfer Doc	0000108751
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2609 ARCOLA AVE, SILVER SPRING, MD 20902-2704
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0630920415
Date	May 25, 2021
Book Page	63092/415

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,533 (+2.71%)	$423,800 (+8.14%) Land $174,800 Building $249,000
2025	$4,564.00 (+24.6%)	$391,900 (+9.5%) Land $174,800 Building $217,100	$391,900 (-) Land $174,800 Building $217,100
2023		$357,900	$391,900 Land $174,800 Building $217,100
2022	$3,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Fiber	1,500 / 1,500
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 569 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.