2609 42nd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2609 42nd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,060 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2022)
Tax Bill	$3,812 (2026)
Deeds & Mortgages	Aug 2022 Sale Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44445-0476`

Property Details

APN / Parcel Number

Primary APN	`82-44445-0476`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,060 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	67 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2609 42ND AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD65
Legal Description	LOT 025 BLK 002 BOULDER RIDGE ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Block	2
Legal Lot Number	25
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2003
Census Tract	401

Owner

2609 42nd Ave S is owned and occupied by an individual who bought it in July 2022.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer MISC COMPANY
Aug 7, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 22, 2017	Intrafamily Transfer, Transfer QUARRY TITLE AND CLOSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	20221444828
Prior Transfer Date	Jan 1, 2017
Prior Transfer Doc	00A1491578
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2022
Property Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490
Document Number	00A1638427
Instrument Date	Jul 25, 2022
Instrument	A1638427
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 7, 2017
Property Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490
Document Number	00A1501797
Instrument Date	May 3, 2017
Instrument	A1501797
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$560.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Mar 22, 2017
Property Address	2609 42ND AVE S, SAINT CLOUD, MN 56301-5490
Document Number	00A1491578
Instrument Date	Jan 1, 2017
Instrument	A1491578
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	QUARRY TITLE AND CLOSING LLC

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 25TH AVE N, SAINT CLOUD, MN 56303-3255

Tax Assessment & Valuation

The 2026 property tax bill for 2609 42nd Ave S was $3,812 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,812.00
2025		$275,400 Land $70,000 Building $205,400	$275,400 Land $70,000 Building $205,400
2023	$2,852.00	$251,200 Land $40,000 Building $211,200	$251,200 Land $40,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2609 42nd Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 42nd Ave S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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