2609 185th Ave, Mora, MN 55051 Property Records

Kanabec County property record for 2609 185th Ave, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,280 sqft · built 2019
Lot Size	34 acres (1,481,040 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Oct 2022)
Tax Bill	$9,428 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2017 Mortgage + 2 more
APN	`04-01400-30`

Property Details

APN / Parcel Number

Primary APN	`04-01400-30`
Alternative APN	`11999`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,280 sqft Adjusted Area
1st Floor Area	5,280 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modern
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	1,481,040 sqft (34 acres)
Garage Type	Pole Building Garage
Garage Area	6,276 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	3,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	11999
Street Address	2609 185TH AVE
City	MORA
State	MN
Zip	55051-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 OF SW1/4 EX E 470' OF N 470' & EX PT OF N 470' OF E1/2 OF NW1/4 OF SW1/4 AS MEAS ALONG N & E LINES OF SAID NW1/4 OF
Legal Range	23
Legal Township	39
Legal Section	23
Jurisdiction	KANABEC MN
Township / Civil Division	COMFORT
Census Block Group	3
Census Block	3029
Census Tract	480400

Owner

2609 185th Ave is owned and occupied by an individual who bought it in October 2022.

Source: Kanabec County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2609 185TH AVE, MORA, MN 55051-7207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Oct 28, 2022	Warranty Deed, Transfer ABSOLUTE TITLE
Aug 19, 2021	Warranty Deed, Construction Loan · Construction Mortgage NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Sep 30, 2022 · Amount on File
Deed Document Number	2022280444
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2609 185TH AVE, MORA, MN 55051-7207
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263962
Date	Sep 4, 2018
Instrument	263962

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 1, 2021

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2609 185TH AVE, MORA, MN 55051-7207
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259377
Date	Apr 27, 2017
Instrument	259377

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 26, 2027

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Oct 28, 2022
Property Address	2609 185TH AVE, MORA, MN 55051-7207
Document Number	0000280444
Instrument Date	Sep 30, 2022
Instrument	280444
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Tax	$1,864.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 185TH AVE, MORA, MN 55051-7207

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Aug 19, 2021
Property Address	2609 185TH AVE, MORA, MN 55051-7207
Document Number	0000275596
Instrument Date	Aug 17, 2021
Instrument	275596
Transaction Type	Construction Loan
Record Updated	Aug 1, 2023
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2609 185TH AVE, MORA, MN 55051-7207

Mortgage

Document Number	0000275597
Date	Aug 19, 2021
Instrument	275597

Lender

Name	NEIGHBORHOOD NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2609 185th Ave was $9,428 with a senior citizen's exemption, up 4.8% from the year before.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Comfort Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,428.00 (+4.85%) Senior Citizen's exemption	$785,900 (+1.55%) Land $129,700 Building $656,200	$785,900 (+1.55%) Land $129,700 Building $656,200
2025	$8,992.00	$773,900 Land $114,800 Building $659,100	$773,900 Land $114,800 Building $659,100
2023	$8,418.00	$679,400 Land $99,500 Building $579,900	$679,400 Land $99,500 Building $579,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2609 185th Ave; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 185th Ave is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 185th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures