Osceola County property record for 2609 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,079 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (May 2023) |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77757 |
| Primary APN | 77757 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,079 sqft Heated Area |
| Gross Area | 1,997 sqft |
| 1st Floor Area | 648 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 77 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 431 sqft |
| Patio Area | 900 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 77757 |
|---|---|
| Street Address | 2609 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 148 LOT 1 LYING S OF 10TH ST & LOTS 2-6 LESS THE E 73 FT THEREOF 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 148 |
| Legal Lot Number | 1-6 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 43400 |
Source: Osceola County records · APN 77757
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2609 10TH ST, SAINT CLOUD, FL 34769-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2023 · Amount on Record |
| Deed Sale | May 02, 2023 · Amount on Record |
| Prior Sale | Jan 29, 2013 · Amount on Record |
| Deed Document Number | 2023054233 |
| Deed Book / Page | 6398 / 1892 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2023 |
| Property Address | 2609 10TH ST, SAINT CLOUD, FL 34769-3542 |
| Document Number | 0063981892 |
| Book / Page | 6398 / 1892 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023054233 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2609 10TH ST, SAINT CLOUD, FL 34769-3542 |
| Name | Verified Name |
|---|---|
| Address | 2609 10TH ST, SAINT CLOUD, FL 34769-3542 |
| Document Number | 0063981894 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 6398/1894 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,776.00 (+342.74%) Homeowner's exemption | $198,000 (+141.5%) Land $55,000 Building $143,000 | $198,000 (+12.88%) Land $55,000 Building $143,000 |
| 2023 | $627.00 (+7.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $81,989 (+3%) | $175,400 (+15.78%) Land $50,000 Building $125,400 |
| 2022 | $585.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $79,601 | $151,500 Land $45,000 Building $106,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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