Culpeper County property record for 26086 Fincher Dr, Rapidan, VA 22733
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,418 sqft · built 2005 |
| Lot Size | 10.9 acres (477,853 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jan 2012) |
| Tax Bill | $2,436 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-B-1-3 |
| Primary APN | 73-B-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 477,853 sqft (10.9 acres) |
| Garage Type | Detached |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15213 |
|---|---|
| Street Address | 26086 FINCHER DR |
| City | RAPIDAN |
| State | VA |
| Zip | 22733-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | BLUE RIDGES PARCEL 3 PLAT CAB 1/178 |
| Legal Subdivision | 026 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 930501 |
26086 Fincher Dr is owned and occupied by an individual who bought it in January 2012.
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26086 FINCHER DR, RAPIDAN, VA 22733-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2012 · Amount on File |
| Deed Sale | Jan 18, 2012 · Amount on File |
| Prior Sale | Oct 15, 2010 · Amount on File |
| Deed Book / Page | 1200 / 282 |
| Prior Transfer Date | Jan 17, 2012 |
| Prior Transfer Doc | 120000282 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 26086 Fincher Dr was $2,436, up % from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+0.04%) | $566,400 Land $179,700 Building $386,700 | $566,400 Land $179,700 Building $386,700 |
| 2024 | $2,435.00 (+2.48%) | ||
| 2023 | $2,376.00 | $516,700 Land $139,800 Building $376,900 | $516,700 Land $139,800 Building $376,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26086 Fincher Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26086 Fincher Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Virginia Broadband Fixed Wireless · not low latency | 25 / 5 |
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