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2608 SE 32nd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2608 SE 32nd St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 2020
Lot Size0.182 acres (7,971 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Dec 2025)
Tax Bill$5,256 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-35-37-35-0040-00000-3430

Property Details

APN / Parcel Number

Primary APN1-35-37-35-0040-00000-3430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,702 sqft Heated Area
Gross Area2,509 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,971 sqft (0.182 acres)
Lot Dimensions100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2608 SE 32ND ST
CityOKEECHOBEE
StateFL
Zip34974-6711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAYLOR CREEK ISLES SECTION THREE (PLAT BOOK 4 PAGE 2) LOT 343
Legal Range35E
Legal Township37S
Legal Section35
Legal SubdivisionTAYLOR CREEK
Legal Lot Number343
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2005
Census Tract910500

Owner

Source: Okeechobee County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2608 SE 32ND ST, OKEECHOBEE, FL 34974-6711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 14, 2019Warranty Deed, Transfer · Construction Mortgage
NORMAN H & CAROLYN S SCHMOTZER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025 · Amount on Record
Deed SaleDec 5, 2025 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number2025013812
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 5, 2025
Property Address2608 SE 32ND ST, OKEECHOBEE, FL 34974-6711
Document Number0000013812
Map ReferenceMB 4 PG 2
Instrument DateOct 29, 2025
Instrument2025013812
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4031 SE 28TH ST, OKEECHOBEE, FL 34974-6687

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2608 SE 32ND ST, OKEECHOBEE, FL 34974-6711

Mortgage

Document Number0000013813
DateDec 5, 2025
Instrument2025013813
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2055

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 18, 2020
Property Address2608 SE 32ND ST, OKEECHOBEE, FL 34974-6711
Document Number0000005688
Instrument DateJun 15, 2020
Instrument5688
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,953.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 SE 44TH ST OKEECHOBEE FL 349742318, OKEECHOBEE, FL 34974-2318

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 14, 2019
Property Address2608 SE 32ND ST, OKEECHOBEE, FL 34974-6711
Document Number0008241657
Book / Page000824 / 001657
Instrument DateMay 13, 2019
Instrument5079
Transaction TypeTransfer
Record UpdatedJul 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 BARCELONA DR ROYAL PALM BEACH FL 334111313, ROYAL PALM BEACH, FL 33411-1313

Mortgage

Document Number8241658
DateMay 14, 2019
Book Page000824/001658
Instrument5080
Lender
NameNORMAN H & CAROLYN S SCHMOTZER
Address637 SHORE RD, NORTH PALM BEACH, FL 33408-3728
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 13, 2020
Interest
Rate6%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,256.00 (-8.53%)$383,294 (-2.19%) Land $62,000 Building $321,294$383,294 (-2.19%) Land $62,000 Building $321,294
2023$5,746.00 (+13.4%)$391,890 (+18.16%) Land $42,000 Building $349,890$391,890 (+18.16%) Land $42,000 Building $349,890
2022$5,067.00$331,650 Land $42,000 Building $289,650$331,650 Land $42,000 Building $289,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims7 (2004–2013)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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