McLennan County property record for 2608 Old Oaks Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,697 sqft · built 1951 |
| Lot Size | 1 acres (43,952 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,857 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480388000245009 |
| Primary APN | 480388000245009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,697 sqft Living Area |
| 1st Floor Area | 2,697 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 43,952 sqft (1 acres) |
| Lot Dimensions | 299 ft deep x 167 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 546 sqft |
| Driveway | Driveway |
| Driveway Area | 1,020 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 438 sqft |
| Patio Area | 667 sqft |
| Fence | Fence |
| Storage Building | 72 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 191426 |
|---|---|
| Old Parcel Number | 4803880002450090111 |
| Street Address | 2608 OLD OAKS DR |
| City | WACO |
| State | TX |
| Zip | 76710-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | STEPHENS J M ACRES 1.009 |
| Legal Subdivision | STEPHENS J M |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2600 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Aug 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Feb 19, 2018 | Deed of Trust, Mortgage · ARM EXTRACO BANKS NA |
| Jun 30, 2020 | Deed of Trust, Mortgage MR COOPER |
| Jun 5, 2019 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 |
| Deed Sale | Apr 15, 2024 |
| Prior Sale | Jun 5, 2019 |
| Deed Document Number | 2024011076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 15, 2024 |
| Property Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000011076 |
| Map Reference | FILE 2011023130 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024011076 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000011077 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024011077 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000031799 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022031799 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78746 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000005010 |
|---|---|
| Date | Feb 19, 2018 |
| Instrument | 2018005010 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000022258 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2608 OLD OAKS DR WACO TX 767102064, WACO, TX 76710-2064 |
| Document Number | 0000022258 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 22258 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 5, 2019 |
| Property Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000018462 |
| Map Reference | FILE 201123130 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 2019018462 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2608 OLD OAKS DR, WACO, TX 76710-2064 |
| Document Number | 0000018463 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019018463 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528,610 (+57.08%) Land $84,390 Building $444,220 | $528,610 (+57.08%) Land $84,390 Building $444,220 | |
| 2024 | $5,857.00 (+0.53%) | ||
| 2023 | $336,531 Land $84,390 Building $252,141 | $336,531 Land $84,390 Building $252,141 | |
| 2022 | $5,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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