2608 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 2608 McWilliams Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,324 sqft · built 1946
Lot Size	0.98 acres (42,689 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Jan 2021)
Tax Bill	$834 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`084052 03800`

Property Details

APN / Parcel Number

Primary APN	`084052 03800`
Alternative APN	`052 03800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	335 sqft
Patio Area	162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2608 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Legal Tract	2
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	40601

Owner

Source: Tipton County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9234 TN-3, ATOKA, TN 38004
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 18, 2022	Deed of Trust, Mortgage INSOUTH BANK
Dec 22, 2021	Deed of Trust, Mortgage BANK OF RIPLEY
Sep 7, 2021	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF RIPLEY
Jan 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Feb 19, 2015 · Amount on Record
Deed Document Number	2021240840
Deed Book / Page	1880 / 870
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000293801
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 2, 2026
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Document Number	0000293801
Book / Page	2131 / 377
Instrument Date	Jul 1, 2026
Instrument	2026293801
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10456 HIGHWAY 51 S, ATOKA, TN 38004-6876

Mortgage

Document Number	0001971863
Date	Aug 18, 2022
Book Page	1971/863
Instrument	259718

Lender

Name	INSOUTH BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 25, 2027

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10456 HIGHWAY 51 S, ATOKA, TN 38004-6876

Mortgage

Document Number	0000193975
Date	Dec 22, 2021
Book Page	1939/75
Instrument	252599

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 9, 2024

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Sep 7, 2021
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Document Number	1921407
Book / Page	1921 / 407
Map Reference	MB 172 PG 393
Instrument Date	Sep 7, 2021
Instrument	249039
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10456 HIGHWAY 51 S, ATOKA, TN 38004-6876

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10465 HIGHWAY 51 S, ATOKA, TN 38004-6877

Mortgage

Document Number	1891144
Date	Mar 22, 2021
Book Page	1891/144
Instrument	242822

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Dec 17, 2021

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 20, 2021
Property Address	2608 MCWILLIAMS RD, COVINGTON, TN 38019-6470
Document Number	0001880870
Book / Page	1880 / 870
Map Reference	MB 172 PG 393
Instrument Date	Dec 31, 2020
Instrument	240840
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10456 HIGHWAY 51 S, ATOKA, TN 38004-6876

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 (+8.31%)	$54,825 (-) Land $4,325 Building $50,500
2023		$54,825 Land $4,325 Building $50,500
2022	$770.00
2020			$219,300 Land $17,300 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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