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2608 Fernleaf Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2608 Fernleaf Rd, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,516 sqft · built 1995
Lot Size0.456 acres (19,863 sqft)
Owner2 Individual Names on File
Tax Bill$6,363 (2026)
Deeds & MortgagesMay 2023 Transfer
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN046B5-00-0G-04600

Property Details

APN / Parcel Number

Primary APN046B5-00-0G-04600
Alternative APN
  • 13090

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,516 sqft Finished Area
Basement Area1,232 sqft
Finished Basement1,232 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area19,863 sqft (0.456 acres)
View / LotProximity to Airport
Garage Area400 sqft

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2608 FERNLEAF RD
CityCHARLOTTESVILLE
StateVA
Zip22911-8279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionFOREST LAKES SOUTH G 46 PH-I
Legal SubdivisionFOREST LAKES SOUTH
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1004
Census Tract10302

Owner

2608 Fernleaf Rd is owned and occupied by two individuals who acquired it in April 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2608 FERNLEAF RD, CHARLOTTESVILLE, VA 22911-8279
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Gift Deed, Transfer
May 21, 2020Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 27, 2023
Transfer Doc0000003600
Record UpdatedSep 20, 2026

May 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionALBEMARLE VA
Recording DateMay 5, 2023
Property Address2608 FERNLEAF RD, CHARLOTTESVILLE, VA 22911-8279
Document Number202300003600
Map ReferenceMB 1486 PG 467-474
Instrument DateApr 27, 2023
Instrument202300003600
Transaction TypeTransfer
Record UpdatedAug 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2608 FERNLEAF RD, CHARLOTTESVILLE, VA 22911-8279

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2608 FERNLEAF RD, CHARLOTTESVILLE, VA 22911-8279
Document Number0000008504
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2608 FERNLEAF RD CHARLOTTESVILLE VA 229118279, CHARLOTTESVILLE, VA 22911-8279

Mortgage

Document Number0000008504
DateJul 9, 2020
Book Page005346/000470
Instrument8504
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term240 Months
DueJul 8, 2040
Interest
Rate3.37%

Tax Assessment & Valuation

The 2026 property tax bill for 2608 Fernleaf Rd was $6,363, up 3.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,363.00 (+3.5%)$711,700 Land $178,600 Building $533,100$711,700 Land $178,600 Building $533,100
2025$6,148.00
2023$5,471.00 (+16.48%)$640,700 Land $187,100 Building $453,600$640,700 Land $187,100 Building $453,600
2022$4,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2608 Fernleaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2608 Fernleaf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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